Annual report

Financial Statement Release Jan-Dec 2009

11.2.2010

- The 2009 net sales of the Tulikivi Group amounted to EUR 53.1
million (EUR 66.5 million in 2008).
- The 2009 result before taxes was a loss, at EUR -3.3 (+2.1)
million.
Earnings per share were EUR -0.06 (+0.04).
- Net sales for the final quarter of 2009 were EUR 15.6 (18.3)
million, and profit before taxes was EUR 0.2 (0.9) million.
- Year-end order books were at EUR 4.8 (4.9) million.
- Cash flow from operating activities before investments was EUR
3.7 (7.6) million.
- With the Group’s recovering sales and improved cost efficiency,
net sales in 2010 are expected to be up from the previous year,
and the result is expected to turn positive during 2010.

Managing Director Heikki Vauhkonen
“2009 began in very challenging circumstances following the
collapse of sales both in Finland and in neighbouring markets due
to the global economic crisis that emerged in the second half of
the previous year. The adjustment measures under the profitability
and centralisation programme launched in January proceeded as
planned and have brought considerable cost savings.

Since the summer, demand in Finland has picked up as a result of
the recovery in private house building, whereas demand in Central
Europe has been weaker than in the early part of the year as a
consequence of the slow start to the fireplace season and because
of the economic recession.

In the latter part of the year we continued to focus on bringing
new product groups to market. In the first half of 2010 we shall
be launching the Tulikivi Green product range designed for energy-
efficient and environmentally friendly living. These products mark
a further improvement to the energy efficiency of our fireplaces
and a reduction in their emissions.

In conjunction with developing the environmental friendliness of
our products we also estimated the carbon footprint of our
operations, being the first fireplace manufacturer in the world to
do so. This was conducted in accordance with the British PAS 2050
standard and the results indicate that the carbon footprint from
the manufacture of a Tulikivi fireplace will typically be
neutralised during the first or second year of its use.

In the early part of 2010 we will launch our first new interior
design fireplaces on the market.

The cold winter weather that began in late 2009 has boosted the
demand for fireplaces in the early months of 2010, which will be
reflected in the first six months’ sales, especially in the
Finnish market. Sales of lining stone are also expected to grow
favourably. A positive factor in fireplace sales in Central
European markets is that French government support for fireplace
purchasing will remain high during 2010.

The demand for natural stone products has been comparatively low
and will not recover as quickly as the demand for fireplaces.”

Segment reporting
Since the beginning of 2009, the Group’s operating segments have
been the Fireplaces Segment and the Natural Stone Products
Segment. The Fireplaces Segment includes soapstone and ceramic
fireplaces sold under the Tulikivi and Kermansavi brands, their
accessories, utility ceramics and fireplace lining stones. The
Natural Stone Products Segment includes interior design stone
products for households and stone deliveries to construction
sites. Expenses not allocated to a segment are recognised under
‘Other items’, which also include financial costs and taxes.
Expenses not allocated to a segment include expenses of the Group
administration and expenses pertaining to data, financial and
personnel administration.

Net sales and result
The 2009 net sales of the Tulikivi Group totalled EUR 53.1 million
(EUR 66.5 million in 2008). The net sales of the Fireplaces
Segment amounted to EUR 47.8 (58.5) million, and those of the
Natural Stone Segment were EUR 5.3 (8.0) million.

Exports accounted for EUR 27.2 (31.6) million, or 51.1 (47.6) per
cent, of total sales. Net sales in Finland totalled EUR 25.9
(34.9) million. The largest markets for the Group’s exports were
France and Germany.

The consolidated operating result was EUR -2.4 (+3.2) million. The
Fireplaces Segment’s operating profit totalled EUR 1.0 (6.1)
million, while the operating result for the Natural Stone Products
Segment was a loss, at EUR -0.2 (+0.3) million. The expenses under
‘Other items’, i.e. expenses not allocated to the segments, were
EUR -3.2 (-3.2) million. The Fireplaces Segment’s result was
adversely affected by the total of almost EUR 1.0 million in
expenses resulting from the restructuring of operations following
the drop in net sales, and the write-down of EUR 0.2 million for
the Kermansavi brand utility ceramics unit. The weakened result
for the Natural Stone Products Segment was due to the drop in net
sales. The consolidated result before taxes was EUR -3.3 (+2.1)
million, and the net result was EUR -2.4 (+1.4) million. The
consolidated return on investment was -4.3 (+6.8) per cent.
Earnings per share amounted to EUR -0.06 (+0.04).

The profitability and centralisation programme was put into effect
within the Group during 2009. In March, the codetermination
negotiations were concluded, leading to 79 redundancies and 41
layoffs until further notice. For the most part, these layoffs are
still continuing. The restructuring provision mentioned above, of
which EUR 0.7 million has been used, was recognised for these
measures. In addition to the restructuring provision, the
restructuring will also result in approximately EUR 0.2 million in
further non-recurring expenses, which will be recorded in future
periods.

Consolidated net sales in the fourth quarter were EUR 15.6 (18.3)
million, and the fourth-quarter profit before taxes was EUR 0.2
(0.9) million.

Monitoring achievement of the strategic goals
The strategic goals set for the Tulikivi Group in 2009 were: an
annual organic growth of 5 per cent in the long term; a return on
investment of over 20 per cent; and an improvement in relative
profitability of two percentage points per year. Sales growth,
return on investment and the improvement in profitability all fell
short of these goals, mainly due to the decline in demand.

Financing and investments
Cash flow from operating activities before investments was EUR 3.7
(7.6) million. The current ratio was 1.9 (2.0). The equity ratio
was 39.4 (41.2) per cent. The ratio of interest-bearing net debt
to equity, or gearing, was 59.4 (55.1) per cent. The equity per
share amounted to EUR 0.64 (0.73). Financial income for the period
was EUR 0.2 million and financial expenses EUR 1.1 million. At the
end of the financial year, the Group’s cash and other liquid
assets came to EUR 10.6 (11.7) million, and the total of undrawn
credit facilities and unused credit limits amounted to EUR 6
million.

The Group’s investments in production, quarrying and development
came to a total of EUR 2.1 (2.9) million. Major investments made
during the year comprised the conversion and replacement
investments made in fireplace production and the opening of new
quarries and quarrying sites.

Research and development expenses totalled EUR 1.6 (1.8) million,
representing about 3.1 (2.7) per cent of net sales. A total of EUR
0.4 (0.4) million of this figure was capitalized. The development
work during the year included continued combustion tests and
product conceptualisation. In addition, a lifecycle assessment of
Tulikivi fireplaces was undertaken and an estimation made of the
carbon footprint associated with manufacture of the fireplaces.
The results of these were available in January 2010. The product
lifecycle covers many decades and the carbon emissions from the
product’s manufacture are neutralised in as little as 1-2 years,
depending on the model in question and how heavily it is used.

Personnel
The Group employed an average of 417 (526) people during the
financial year and the amount of the personnel was 484 (587) at
the end of the year. Of these employees, 406 (504) were employed
by the Fireplaces Segment, 52 (55) by the Natural Stone Products
Segment and 26 (28) in activities not allocated to the segments.
In all, 99.2 per cent of the employment relationships were
permanent and 0.8 per cent were temporary. Salaries and bonuses
during the review period totalled EUR 15.9 (17.8) million.

The Tulikivi Group has an incentive plan that includes a share-
based incentive plan for key personnel and an incentive pay scheme
for all personnel.
The share-based incentive plan includes three earning periods: the
calendar years 2008, 2009 and 2010. Under the plan, the bonus
would be based on any improvement in Group’s result after
financial items and on any improvement in cash flow from operating
activities. The bonus could amount to a maximum of 175 000
Tulikivi Corporation Series A shares and a cash payment
corresponding to the value of the shares. A maximum total of about
360 000 Series A shares and a cash payment corresponding to the
value of the shares can be paid as rewards on the basis of the
entire share-based incentive plan. No incentive plan bonus was
accumulated on the 2009 earnings period.

The incentive pay scheme is based on the Group’s earnings and
productivity and on attainment of personal targets. The cost
impact of the incentive pay scheme was EUR 0.1 million in the
financial year.

Occupational safety has improved well. The number of accidents per
1 000 000 working hours was 25 (26).

Resolutions of the Annual General Meeting
Dividends
Tulikivi Corporation’s Annual General Meeting, held on 31 March
2009, resolved to pay a dividend of EUR 0.0280 on Series A shares
and EUR 0.0263 on Series K shares. The dividend was paid out on 14
April 2009.

Board of Directors, Managing Director and auditor
Tulikivi Corporation’s Annual General Meeting elected the
following persons to the Board of Directors of the parent company
and domestic business subsidiaries: Bishop Ambrosius, Juhani Erma,
Eero Makkonen, Markku Rönkkö, Maarit Toivanen-Koivisto, Heikki
Vauhkonen and Matti Virtaala. The Board of Directors elected Matti
Virtaala as Chairman. The auditor was KPMG Oy Ab, Authorized
Public Accountants, Helsinki.

Authorisation to repurchase the company’s own shares
The Annual General Meeting authorised the Board to acquire the
company’s own shares as proposed by the Board.

Authorisation to decide on share issues and on the transfer of
Tulikivi Corporation shares held by the company, and on the right
to issue special rights giving entitlement to shares as defined in
chapter 10, section 1 of the Limited Liability Companies Act.

The Annual General Meeting authorised the Board of Directors to
decide on issuing new shares and on the transfer of Tulikivi
Corporation shares held by the company as proposed by the Board.
The authorisation also includes the right to issue special rights,
as defined in chapter 10, section 1 of the Limited Liability
Companies Act, which give entitlement to subscribe shares against
payment or by setting off the receivable.

Treasury shares
At the beginning of the year Tulikivi Corporation held a total of
74 000, and at the end of the year 124 200, of its own Series A
shares. During the year a further total of 60 000 Series A shares
were purchased at a total acquisition price of EUR 43 875, and 9
800 Series A shares were assigned to key personnel in accordance
with the share-based incentive plan. During the year the average
purchase price was EUR 0.73 per share. The purchase price was the
share price at the time of purchase, which varied between EUR 0.68
and EUR 0.83 per share during the purchase periods. The book value
of the assigned shares was EUR 13 212 and the value for recipients
was EUR 9 979, i.e. EUR 1.02 per share on average. The during the
year repurchased shares account for 0.2 per cent of all shares and
0.05 per cent of the votes carried by the shares. The number of
shares in the company’s possession at the end of the year was 124
200 Series A shares, which corresponds to 0.3 per cent of the
company’s share capital and 0.1 per cent of all voting rights.

The repurchase of the company’s own shares and their partial
assignment had no material impact on the division of shareholdings
and voting rights in the company.

The shares are repurchased for use as consideration in corporate
acquisitions or other structural arrangements or to implement the
share-based incentive plan, to pay a share-based incentive or
otherwise to be transferred or cancelled.

Major business risks
In the Tulikivi Group, risk analysis and risk management form part
of the regular strategic planning process performed each year and
part of line operations. Strategic planning includes analysing the
opportunities and risks that are associated with strategy choices
and which are taken into account in decision-making. Separate risk
analyses are drawn up for major individual projects, and the
necessary risk management measures are decided upon. When
compiling action plans, the risks that threaten the fulfilment of
objectives are assessed and suitable measures for managing the
risks are determined. The action plans and budgets are adjusted to
suit the risk level. In day-to-day operations, continuous risk
management is employed to ensure undisturbed operations.

The necessary remedies and development measures are determined
immediately for any risks that emerge. In the assessment of risks,
their probability and impact are taken into account. Euro-
denominated risk limits are used in evaluating the impacts. The
purpose of risk management is to ensure that the Tulikivi Group’s
business risks are identified and managed as effectively as
possible so that the Group’s strategic and financial objectives
can be attained.

In accordance with the division of responsibilities of the Group’s
risk management, the Board of Directors of Tulikivi Corporation
and the Boards of the business subsidiaries are responsible for
the companies’ and the Group’s risk management policy and oversee
its implementation. The Managing Director, assisted by the
Management Team, is responsible for establishing risk management
procedures. The Managing Director is responsible for ensuring that
risk management is organised appropriately. The business units are
responsible for the management of their business risks.

The Group’s risks comprise strategic and operational risks,
damage, casualty and loss risks and financial risks.

Strategic risks are related to the nature of business operations
and concern, but are not limited to, changes in the Group’s
operating environment, market situation and market position, raw
material reserves, legislative changes, business operations as a
whole, the reputation of the company, its brands and raw
materials, and major investments.

Operational risks are related to products, distribution channels,
personnel, operations and processes. Damage, casualty and loss
risks include fires, serious breakdowns of machinery and other
damage to assets that may also lead to interruption of business.
Damage risks also include occupational safety and protection
risks, environmental risks and accident risks. Financial risks to
which the Group is exposed are foreign currency risk, interest
rate risk, credit risk and liquidity risk.

During the financial year, one risk that materialised in Finland
and in neighbouring regions was a substantial deterioration in the
demand, to which we reacted by implementing a profitability and
centralisation programme. However, this did not yet have an effect
in the first part of the year, and instead increased non-recurring
expenses. Outside the euro zone, strong exchange rate fluctuations
caused demand to fall more than predicted in the risk assessment.

The Group’s near-term risks are increased uncertainty among
consumers and the effect of this on consumers’ building and
fireplace projects.

Environmental obligations
Tulikivi’s environmental strategy is geared towards making
systematic progress in environmental matters in specified areas.
All of Tulikivi Corporation’s operational quarries have the
environmental permits they require. Permit renewals are also in
progress. The Group’s operations comply with the environmental
permits, the requirements of the authorities and the environmental
protection requirements.

The company is responsible for the environmental impacts of its
operations. Under the Mining Act and environmental legislation,
the Tulikivi Group has landscaping obligations that must be met
when operating its quarries and after the quarries and plants are
eventually shut down. No hazardous or poisonous substances are
left in the environment as a result of the Group’s operations.

The Group is neither party to judicial or administrative
procedures concerning environmental issues nor is it aware of any
environmental risks that would have a significant effect on its
financial position.

Events following the end of the financial year

At the end of the financial year, order books were at EUR 4.8
(4.9) million. Order books for the Tulikivi Group have since
grown, and stood at EUR 6.1 million on 11 February 2010.

The Tulikivi Group has drawn up and, since the start of the year,
put into effect a revised strategy, which covers the key
operational and financial goals for the period to 2015, and a new
division of product groups. The product group division does not
affect the current segment reporting. According to the strategic
goals, the company’s organic growth target is an annual growth of
over 10 per cent in the next few years, the target for profit
before taxes is to reach the level of 10 per cent of net sales
over the next five years, and the target for return on capital is
more than 20 per cent. Corporate acquisitions in support of the
strategy are also possible.

Future outlook
Private house building, and along with it the demand for
fireplaces, increased in Finland last autumn and this positive
trend is expected to continue. The trough in demand in Russia and
the Baltic countries is also behind us. In Central Europe sales of
lining stones have increased significantly, but securing a market
for fireplaces continues to be a challenge. New products will
increase the company’s net sales during the second half of the
year. Adjustment measures will be continued in the Group, with
layoffs where necessary.

With the company’s recovering sales and improved cost efficiency,
the full-year net sales are expected to be up from the previous
year and the result is expected to turn positive during the year.

The Board’s proposal for the distribution of profits
The parent company’s distributable equity following the financial
year’s result of EUR -2.7 million amounts to EUR 4.7 million.

Dividend distribution
EUR 0.0250/share for Series A shares
EUR 0.0233/share for Series K shares
in total approximately EUR 0.9 million and EUR 3.8 million will be
left to equity. In the Board’s view, the proposed distribution of
profits will not jeopardise the company’s solvency.

Corporate Governance Statement
Tulikivi Corporation will issue its Corporate Governance Statement
for 2009 separately from the Report of the Board. The Corporate
Governance Statement has been prepared in accordance with
Recommendation 51 of Corporate Governance Code and chapter 2,
section 6 of the Securities Markets Act. Information on Corporate
Governance can be found on Tulikivi’s website, at
www.tulikivi.com/Investors/Corporate Governance and Management.

FINANCIAL STATEMENTS Jan-Dec 2009, SUMMARY
CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME
EUR million
                         Jan-DecJan-Dec Change     Q4     Q4Change
                            2009   2008      %   2009  2008      %

Sales                       53.1   66.5  -20.1   15.6   18.3  -14.7
Other operating income       0.6    0.7           0.1    0.1
Increase/decrease in
inventories in finished
goods and in work in
progress                    -1.0   -0.6           0.1    0.3
Production for own use       0.3    0.8           0.1    0.3
Raw materials and
consumables                 10.2   12.5           3.1    3.4
External services            7.6   10.0           2.3    2.6
Personnel expenses          20.0   23.1           5.3    6.5
Depreciation and
amortisation                 5.5    5.7           1.4    1.6
Other operating expenses    12.1   12.9           3.5    3.6

Operating profit/loss       -2.4    3.2 -173.5    0.3    1.3  -73.8

Percentage of sales         -4.5    4.9           2.2    7.1
Finance income               0.2    0.2           0.0    0.1
Finance expense             -1.1   -1.4          -0.2   -0.6
Share of the profit of
associated company           0.0    0.0           0.0    0.0

Profit before tax           -3.3    2.1 -260.8    0.2    0.9  -74.6
Percentage of sales         -6.2    3.1           1.4    4.6
Income tax expenses          1.0   -0.6           0.2   -0.3

Profit/loss for the year    -2.4    1.4 -265.1    0.5    0.6  -19.0

Other comprehensive income
Interest rate swaps          0.0    0.0           0.0  - 0.1
Translation
differences                  0.0    0.0           0.0    0.0

Total comprehensive
income for the year         -2.4    1.4 -271.0    0.5    0.5   -5.4

Earnings per share
attributable to the
equity holders of the
parent company, EUR
basic and diluted          -0.06   0.04          0.01   0.02

CONSOLIDATED BALANCE SHEET
EUR million                         12/09       12/08
ASSETS
Non-current assets
Property, plant and equipment
Land                                  1.0         1.0
Buildings                             7.4         8.0
Machinery and equipment               8.1        10.3
Other tangible assets                 1.1         1.2
Intangible assets
Goodwill                              4.2         4.3
Other intangible assets              10.6        11.2
Investment properties                 0.2         0.2
Available-for-sale investments        0.1         0.1
Receivables
Deferred tax assets                   1.6         0.9
Total non-current assets             34.3        37.2

Current assets
Inventories                          10.2        11.5
Trade receivables                     4.1         5.3
Current income tax receivables        0.3
Other receivables                     0.9         0.4
Cash and other liquid assets         10.6        11.7
Total current assets                 26.1        28.9
Total assets                         60.4        66.1

EQUITY AND LIABILITIES
Equity
Share capital                         6.3         6.3
Share premium fund                    7.4         7.4
Treasury shares                      -0.1        -0.1
Translation difference               -0.1         0.0
Revaluation reserve                  -0.1        -0.1
Retained earnings                    10.4        13.7
Total equity                         23.8        27.2
Non-current liabilities
Deferred income tax liabilities       1.9         2.1
Provisions                            1.0         0.9
Financial liabilities                19.9        21.6
Other debt                            0.1
Total non-current liabilities        22.9        24.6
Current liabilities
Trade and other payables              8.7         9.1
Current income tax liabilities        0.0         0.1
Current provisions                    0.2
Current financial liabilities         4.8         5.1
Total current liabilities            13.7        14.3
Total liabilities                    36.6        38.9
Total equity and liabilities         60.4        66.1

CONSOLIDATED CASH FLOW STATEMENT
EUR million                       Jan-Dec     Jan-Dec
                                     2009        2008
Cash flows from operating activities
Profit for the period                -2.4         1.4
Adjustments:
Non-cash transactions                 5.5         5.8
Interest expenses
and interest income and
income taxes                          0.0         1.8
Change in working capital             1.8         0.2
Interest paid and received
and taxes paid                       -1.2        -1.6
Net cash flow from operating
activities
                                      3.7         7.6
Cash flows from investing activities
Investment in property, plant and
equipment and intangible assets      -2.0        -3.3
Grants received for investments
and sales of property, plant and
equipment                             0.2         0.2
Net cash flow from investing
activities                           -1.8        -3.1

Cash flows from financing activities
Loans taken                           5.1        10.0
Repayment of loans                   -7.0        -4.9
Dividends paid and
treasury shares                      -1.1        -1.7
Net cash flow from financing
activities                           -3.0         3.4

Change in cash and cash
equivalents                          -1.1         7.9

Cash and cash equivalents at
beginning of period                  11.7         3.8

Cash and cash equivalents at
end of period                        10.6        11.7

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
EUR million
             Share    Share  Trans- Revalu-    Trea-      Re-  Total
           capital  premium  lation   ation     sury   tained
                      fund    diff. reserve   shares earnings

Equity January 1,
2009           6.3      7.4      0.0   -0.1     -0.1     13.8   27.2
Dividends paid
and treasury
shares                                                   -1.0   -1.0
Total comprehensive income
for the period                         -0.1              -2.4   -2.5
Equity Dec.31,
2009           6.3      7.4    -0.1    -0.1     -0.1     10.4   23.8

Equity January 1,
2008           6.3      7.4    -0.1                      14.0   27.6
Dividends paid and
treasury shares                                 -0.1     -1.6   -1.7
The comprehensive income
for the period                  0.1    -0.1               1.4    1.4
Equity Dec.31,
2008           6.3      7.4     0.0    -0.1     -0.1     13.8   27.2

SEGMENT REPORTING                        Jan-Dec     Jan-Dec
EUR million                               2009         2008
Sales                                      53.1        66.5
Fireplaces                                 47.8        58.5
Natural Stone Products                      5.3         8.0
Other items                                   -           -

Operating profit                           -2.4         3.2
Fireplaces                                  1.0         6.1
Natural Stone Products                     -0.2         0.3
Other items                                -3.2        -3.2

BUSINESS SEGMENTS QUARTERLY
EUR million
                            Q4/  Q3/  Q2/  Q1/  Q4/  Q3/  Q2/  Q1/
                           2009 2009 2009 2009 2008 2008 2008 2008

Sales                      15.6 13.5 13.0 11.0 18.3 16.6 17.0 14.6
Fireplaces                 14.4 12.4 11.4  9.6 16.4 14.9 14.6 12.6
Natural stone products      1.2  1.1  1.6  1.4  1.9  1.7  2.4  2.0
Other items                   -    -    -    -    -    -    -    -

Operating profit/loss       0.3  0.7 -0.7 -2.7  1.3  1.3  0.9 -0.3
Fireplaces                  1.3  1.5  0.1 -1.9  2.1  1.9  1.7  0.4
Natural stone products     -0.2  0.0  0.1 -0.1 -0.1  0.1  0.1  0.2
Other items                -0.8 -0.8 -0.9 -0.7 -0.7 -0.7 -0.9 -0.9

ASSETS AND LIABILITIES BY SEGMENT ON DECEMBER 31, 2009
                           Fire-     Natural      Other      Total
                           places    stone        items
                                     products
Assets by segment           43.6       3.9         12.9       60.4
Liabilities by
segment                      8.3       0.6         27.7       36.6
Investments                  1.9       0.0          0.2        2.1
Depreciation and
amortisation
expenses                     4.9       0.3          0.3        5.5

KEY FINANCIAL RATIOS AND
SHARE RATIOS           Jan-Dec/09  Jan-Dec/08       Q4/09      Q4/
                                                                08
07

Earnings per share, EUR     -0.06        0.04        0.01     0.02
Equity per share, EUR        0.64        0.73        0.64     0.73
Return on equity, %          -9.3         5.2         7.7      8.3
Return on investments, %     -4.3         6.8         3.2      8.8
Equity ratio, %              39.4        41.2
Net indebtness ratio, %      59.4        55.1
Current ratio                 1.9         2.0
Gross investments, EUR million2.1         2.9
Gross investments, % of sales 4.0         4.4
Research and development
costs,  EUR million           1.6         1.8
%/sales                       3.1         2.7
Outstanding orders (31.Dec.),
EUR million                   4.8         4.9
Average number of staff       417         526

Rate development of shares, EUR
Lowest share price, EUR      0.67        0.60
Highest share price, EUR     1.30        1.88
Average share price, EUR     0.96        1.28
Closing price, EUR           1.06        0.67

Market capitalization at the
end of period, 1000 EUR   39241,0     24836,9
(Supposing that the market price of the K-share
is the same as that of the A-share)
Number of shares traded,
(1000 pcs)                   3959        2455
% of total amount of A-shares14.4         8.9
Number of shares
average                  37023708    37128494    37143970 37091946
Number of shares
31 December              37019770    37069970    37019770 37069970

NOTES TO THE CONSOLIDATED FINANCIALS STATEMENTS

This financial statement release has been prepared in accordance
with the IAS 34 Interim Financial Reporting standard.

In preparing of this interim report, Tulikivi has applied same
accounting policies as in the 2008 financial statements, with the
exception of the following new/amended standards that the group
has adopted as from January 1, 2009:

In preparing of this interim report, Tulikivi has applied same
accounting policies as in the 2008 financial statements, with the
exception of the following new/amended standards that the group
has adopted as from January 1, 2009:
- IFRS 8, Operating Segments
- IAS 1 Presentation of Financial Statements (revised)

and the following new/amended standards and interpretations the
adoption of which has not have any material impact on the figures
for the period:
- Amendment to IFRS 2 Share-based Payment
- IAS 23 Borrowing Costs (revised)
-Amendments to IFRS 7 Financial Instruments:  Discloseres –
improving Disclosures about Financial Instruments
- Amendments to IFRIC 9 and IAS 39: Embedded Derivatives
- Amendment to IAS 28 Investments in Associates (and consequential
amendments to IAS 32 Financial Instruments: Presentation and IFRS
7 Financial Instruments: Disclosures)
- Amendment to IAS 36 Impairment of Assets
- Amendment to IAS 38 Intangible Assets
- Amendment to IAS 19 Employee Benefits
- Amendment to IAS 39 Financial Instruments: Recognition and
Measurement
- IFRIC 16 Hedges of a Net Investment in a Foreign Operation
- IFRIC 13 Customer Loyalty Programmes
- Amendment to IAS 16 Property, Plant and Equipment
- Amendment to IAS 29 Financial Reporting in Hyperinflationary
Economies
- Amendment to IAS 31 Interests in Joint Ventures
- Amendment to IAS 40 Investment Property
- Amendment to IAS 20 Accounting for Government Grants and
Disclosures for Government Assistance
- IFRIC 15 Agreements for the Construction of a Real Estate

The key performance ratios and share ratios are calculated using
the same methods as for the consolidated financial statements for
2008. The formulas can be found in the 2008 annual report, page
67.

Use of estimates
When preparing the financial statements certain assumptions and
estimates regarding future have to be made. The outcomes might
differ from these assumptions and estimates. In addition
judgements have to be made in the application of accounting
principles. The estimates affect the amounts of assets and
liabilities at the balance sheet date, reporting of contingent
liabilities and income and expenses for the reporting period.
Estimates are used i.a. when determining realisability of certain
assets, useful lives of property, plant and equipment and
intangible assets, income taxes, provisions and impairment of
goodwill.

Income taxes
EUR million                        Jan-Dec/09    Jan-Dec/08
Taxes for the current and previous
reporting periods                     0.1              -0.7
Deferred taxes                        0.9               0.1
Total                                 1.0              -0.6

Collaterals given
EUR million                        12/2009          12/2008
Mortages granted and
collaterals pledged                  29.1             25.5
Derivatives
Interest rate swaps
Nominal value                         7.3             13.0
Fair value                           -0.3             -0.2
Foreign exchange forward contracts
Nominal value                         0.1
Fair value                            0.0
The fair value of derivatives is the gain or loss for closing the
contract based on market rates at the balance sheet date.

Provisions
EUR million              Environ-        Warranty Restruc-
                           mental        provisions turing
                       provisions                provision
Provisions, Jan. 1, 2009      0.4             0.5
Increase in provisions        0.1             0.1      1.0
Effect of discounting         0.1
Used provisions                               0.2      0.7
Provisions, Dec. 31, 2009     0.6             0.4      0.3

- The environmental and warranty provisions are non-current
provisions. The environmental provision before discounting amounts
to EUR 0.9 (0.8) million. The discount factor used in determining
the present value is 4 (5) per cent. The restructuring provision
comes under current provisions.

Under the Mining Act and environmental legislation, the Tulikivi
Group has landscaping obligations which must be met during
operations and when the quarries are shut down in the future. The
environmental provision takes into account the costs of
environmental monitoring after the closure of a quarry and the
costs of landscaping obligations in so far as it has been possible
to determine these reliably. The lining work carried out in
stacking areas is based on a long-term quarrying plan, according
to which surface material from new quarries is to be used in
lining work. No provision is recognised for the lining work
because this particular landscaping work is not expected to
increase the costs of normal quarrying activity.

Changes in tangible assets are classified as follows:
                            12/09           12/08
Acquisition costs             1.1             1.4
Proceeds from sales          -0.1            -0.4
Total                         1.0             1.0

Impairment of property, plant and equipment, intangible assets and
other assets
A total of EUR 221 000 (250 000) in goodwill/trademark impairment
was recognised for the financial year.

Share capital
Share capital by share series

                        Number of   % of    % of        Share,
                           shares  shares  voting       EUR of
                                           rights        share
                                                       capital
K shares (10 votes)     9 540 000    25.7    77.6    1 621 800
A shares (1 vote)      27 603 970    74.3    22.4    4 692 675
Total Dec.31, 2009     37 143 970   100.0   100.0    6 314 475

There have been no changes in Tulikivi Corporation´s share capital
during the period. According to the articles of association the
dividend paid for Series A shares shall be 0.0017 EUR higher than
the dividend paid on Series K shares. Each Series K shares confers
10 votes at a general meeting, while each Series A shares confers
one vote.  The Series A share is listed on the NASDAQ OMX Helsinki
Ltd. 5.5 per cent of all shares were nominee registered or in
foreign ownership.  No flagging notifications were made to the
company during the review period.

Board authorizations
The Board of Directors has an authorization to acquire the
company’s own shares. A maximum of 2 760 397 Series A shares in
the company and 954 000 Series K shares in the company can be
bought back. The authorization is valid until the Annual General
Meeting 2010.

The Board of Directors has an authorization to decide on share
issues and the conveyance of the company’s own shares in the
possession of the company and the granting of special rights that
give entitlement to shares as set forth in Chapter 10, Article 1
of the Companies Act.
The Annual General Meeting authorized the Board of Directors to
decide on issuing new shares and the conveyance of own shares in
the company’s possession. New shares can be issued or own shares
held by the company conveyed amounting to a maximum of 5 520 794
Series A shares and 1 908 000 Series K shares.

The authorization also includes the right to issue special rights,
as defined in Chapter 10, Article 1 of the Companies Act,
entitling the right holder to subscribe for shares against payment
or by setting off the receivable. The authorization is valid until
the Annual General Meeting 2010.

At the end of the period, the company hold 124 200 of its own A-
series shares, corresponding to 0.3 per cent of share capital and
0.1 per cent of total voting rights.

Related party transactions
The following transactions with related parties took place:
EUR 1000                            12/09          12/08
Sales of goods and services to
associated companies                    7             13
Purchases of goods and services
from associated companies             148            173
Sales to related parties               30

Leases from related parties           109            115
Sales of goods and services to
related parties                        30

Transactions with other related parties
Tulikivi Corporation is a founder member of the Finnish Stone
Research Foundation. In 2009 the company has donated EUR
30 thousand (in 2008 EUR 100 thousand) for the Foundation.
The company has leased offices and storages from the property
owned by the Foundation and North Karelia Educational Federation
of Municipalities. The rent paid for these facilities was EUR 131
thousand (128 thousand)in the period. The rent corresponds with
the market rents. The rent corresponds with the market rents. The
company has sold services amounting to EUR 41 thousand (52 )to the
foundation and has leased land, amounting to EUR thousand 2 (2).

Largest shareholders on December 31, 2009
Name of shareholder                        Shares       Proportion
                                                          of total
                                                              vote

Vauhkonen Reijo                         4 186 827       24.2 %
Vauhkonen Heikki                        3 006 137       24.1 %
Elo Eliisa                              2 957 020        5.9 %
Virtaala Matti                          2 421 300       12.6 %
Mutual Pension Insurance
Ilmarinen                               1 902 380        1.5 %
Mutanen Susanna                         1 643 800        7.2 %
Vauhkonen Mikko                           786 310        3.5 %
Paatero Ilkka                             718 430        0.6 %
Nuutinen Tarja                            674 540        3.5 %
Investment Fond Phoebus                   585 690        0.5 %
Other shareholders                     18 261 536       16.4 %

The figures contained in the financial statement release have not
yet been audited.

The financial statements and Board of Directors´report will be
published on the company´s website
(www.tulikivi.com/Investors/Releases) during the week beginning
March 15.

The companies included in the Group are the parent company
Tulikivi Corporation, Kivia Oy, AWL-Marmori Oy, Tulikivi U.S. Inc.
and OOO Tulikivi. Group companies include also The New Alberene
Stone Company, Inc., which is dormant. The Group  company Uuni
Vertriebs GmbH was liquidated during the year. The parent company
has a fixed place of business in Germany, Tulikivi Oyj
Niederlassung Deutschland. The Group has interests in associated
companies Stone Pole Oy and Leppävirran Matkailukeskus Oy.

TULIKIVI CORPORATION

Board of Directors
Matti Virtaala Chairman of the Board

Distribution: NASDAQ OMX Helsinki Ltd
Central Media
www.tulikivi.com

Additional information: Tulikivi Corporation, 83900 Juuka, tel.
+358-207-636 000, www.tulikivi.com
- Chairman of the Board of Directors Matti Virtaala
- Managing Director Heikki Vauhkonen- The 2009 net sales of the Tulikivi Group amounted to EUR 53.1
million (EUR 66.5 million in 2008).
- The 2009 result before taxes was a loss, at EUR -3.3 (+2.1)
million.
Earnings per share were EUR -0.06 (+0.04).
- Net sales for the final quarter of 2009 were EUR 15.6 (18.3)
million, and profit before taxes was EUR 0.2 (0.9) million.
- Year-end order books were at EUR 4.8 (4.9) million.
- Cash flow from operating activities before investments was EUR
3.7 (7.6) million.
- With the Group’s recovering sales and improved cost efficiency,
net sales in 2010 are expected to be up from the previous year,
and the result is expected to turn positive during 2010.

Managing Director Heikki Vauhkonen
“2009 began in very challenging circumstances following the
collapse of sales both in Finland and in neighbouring markets due
to the global economic crisis that emerged in the second half of
the previous year. The adjustment measures under the profitability
and centralisation programme launched in January proceeded as
planned and have brought considerable cost savings.

Since the summer, demand in Finland has picked up as a result of
the recovery in private house building, whereas demand in Central
Europe has been weaker than in the early part of the year as a
consequence of the slow start to the fireplace season and because
of the economic recession.

In the latter part of the year we continued to focus on bringing
new product groups to market. In the first half of 2010 we shall
be launching the Tulikivi Green product range designed for energy-
efficient and environmentally friendly living. These products mark
a further improvement to the energy efficiency of our fireplaces
and a reduction in their emissions.

In conjunction with developing the environmental friendliness of
our products we also estimated the carbon footprint of our
operations, being the first fireplace manufacturer in the world to
do so. This was conducted in accordance with the British PAS 2050
standard and the results indicate that the carbon footprint from
the manufacture of a Tulikivi fireplace will typically be
neutralised during the first or second year of its use.

In the early part of 2010 we will launch our first new interior
design fireplaces on the market.

The cold winter weather that began in late 2009 has boosted the
demand for fireplaces in the early months of 2010, which will be
reflected in the first six months’ sales, especially in the
Finnish market. Sales of lining stone are also expected to grow
favourably. A positive factor in fireplace sales in Central
European markets is that French government support for fireplace
purchasing will remain high during 2010.

The demand for natural stone products has been comparatively low
and will not recover as quickly as the demand for fireplaces.”

Segment reporting
Since the beginning of 2009, the Group’s operating segments have
been the Fireplaces Segment and the Natural Stone Products
Segment. The Fireplaces Segment includes soapstone and ceramic
fireplaces sold under the Tulikivi and Kermansavi brands, their
accessories, utility ceramics and fireplace lining stones. The
Natural Stone Products Segment includes interior design stone
products for households and stone deliveries to construction
sites. Expenses not allocated to a segment are recognised under
‘Other items’, which also include financial costs and taxes.
Expenses not allocated to a segment include expenses of the Group
administration and expenses pertaining to data, financial and
personnel administration.

Net sales and result
The 2009 net sales of the Tulikivi Group totalled EUR 53.1 million
(EUR 66.5 million in 2008). The net sales of the Fireplaces
Segment amounted to EUR 47.8 (58.5) million, and those of the
Natural Stone Segment were EUR 5.3 (8.0) million.

Exports accounted for EUR 27.2 (31.6) million, or 51.1 (47.6) per
cent, of total sales. Net sales in Finland totalled EUR 25.9
(34.9) million. The largest markets for the Group’s exports were
France and Germany.

The consolidated operating result was EUR -2.4 (+3.2) million. The
Fireplaces Segment’s operating profit totalled EUR 1.0 (6.1)
million, while the operating result for the Natural Stone Products
Segment was a loss, at EUR -0.2 (+0.3) million. The expenses under
‘Other items’, i.e. expenses not allocated to the segments, were
EUR -3.2 (-3.2) million. The Fireplaces Segment’s result was
adversely affected by the total of almost EUR 1.0 million in
expenses resulting from the restructuring of operations following
the drop in net sales, and the write-down of EUR 0.2 million for
the Kermansavi brand utility ceramics unit. The weakened result
for the Natural Stone Products Segment was due to the drop in net
sales. The consolidated result before taxes was EUR -3.3 (+2.1)
million, and the net result was EUR -2.4 (+1.4) million. The
consolidated return on investment was -4.3 (+6.8) per cent.
Earnings per share amounted to EUR -0.06 (+0.04).

The profitability and centralisation programme was put into effect
within the Group during 2009. In March, the codetermination
negotiations were concluded, leading to 79 redundancies and 41
layoffs until further notice. For the most part, these layoffs are
still continuing. The restructuring provision mentioned above, of
which EUR 0.7 million has been used, was recognised for these
measures. In addition to the restructuring provision, the
restructuring will also result in approximately EUR 0.2 million in
further non-recurring expenses, which will be recorded in future
periods.

Consolidated net sales in the fourth quarter were EUR 15.6 (18.3)
million, and the fourth-quarter profit before taxes was EUR 0.2
(0.9) million.

Monitoring achievement of the strategic goals
The strategic goals set for the Tulikivi Group in 2009 were: an
annual organic growth of 5 per cent in the long term; a return on
investment of over 20 per cent; and an improvement in relative
profitability of two percentage points per year. Sales growth,
return on investment and the improvement in profitability all fell
short of these goals, mainly due to the decline in demand.

Financing and investments
Cash flow from operating activities before investments was EUR 3.7
(7.6) million. The current ratio was 1.9 (2.0). The equity ratio
was 39.4 (41.2) per cent. The ratio of interest-bearing net debt
to equity, or gearing, was 59.4 (55.1) per cent. The equity per
share amounted to EUR 0.64 (0.73). Financial income for the period
was EUR 0.2 million and financial expenses EUR 1.1 million. At the
end of the financial year, the Group’s cash and other liquid
assets came to EUR 10.6 (11.7) million, and the total of undrawn
credit facilities and unused credit limits amounted to EUR 6
million.

The Group’s investments in production, quarrying and development
came to a total of EUR 2.1 (2.9) million. Major investments made
during the year comprised the conversion and replacement
investments made in fireplace production and the opening of new
quarries and quarrying sites.

Research and development expenses totalled EUR 1.6 (1.8) million,
representing about 3.1 (2.7) per cent of net sales. A total of EUR
0.4 (0.4) million of this figure was capitalized. The development
work during the year included continued combustion tests and
product conceptualisation. In addition, a lifecycle assessment of
Tulikivi fireplaces was undertaken and an estimation made of the
carbon footprint associated with manufacture of the fireplaces.
The results of these were available in January 2010. The product
lifecycle covers many decades and the carbon emissions from the
product’s manufacture are neutralised in as little as 1-2 years,
depending on the model in question and how heavily it is used.

Personnel
The Group employed an average of 417 (526) people during the
financial year and the amount of the personnel was 484 (587) at
the end of the year. Of these employees, 406 (504) were employed
by the Fireplaces Segment, 52 (55) by the Natural Stone Products
Segment and 26 (28) in activities not allocated to the segments.
In all, 99.2 per cent of the employment relationships were
permanent and 0.8 per cent were temporary. Salaries and bonuses
during the review period totalled EUR 15.9 (17.8) million.

The Tulikivi Group has an incentive plan that includes a share-
based incentive plan for key personnel and an incentive pay scheme
for all personnel.
The share-based incentive plan includes three earning periods: the
calendar years 2008, 2009 and 2010. Under the plan, the bonus
would be based on any improvement in Group’s result after
financial items and on any improvement in cash flow from operating
activities. The bonus could amount to a maximum of 175 000
Tulikivi Corporation Series A shares and a cash payment
corresponding to the value of the shares. A maximum total of about
360 000 Series A shares and a cash payment corresponding to the
value of the shares can be paid as rewards on the basis of the
entire share-based incentive plan. No incentive plan bonus was
accumulated on the 2009 earnings period.

The incentive pay scheme is based on the Group’s earnings and
productivity and on attainment of personal targets. The cost
impact of the incentive pay scheme was EUR 0.1 million in the
financial year.

Occupational safety has improved well. The number of accidents per
1 000 000 working hours was 25 (26).

Resolutions of the Annual General Meeting
Dividends
Tulikivi Corporation’s Annual General Meeting, held on 31 March
2009, resolved to pay a dividend of EUR 0.0280 on Series A shares
and EUR 0.0263 on Series K shares. The dividend was paid out on 14
April 2009.

Board of Directors, Managing Director and auditor
Tulikivi Corporation’s Annual General Meeting elected the
following persons to the Board of Directors of the parent company
and domestic business subsidiaries: Bishop Ambrosius, Juhani Erma,
Eero Makkonen, Markku Rönkkö, Maarit Toivanen-Koivisto, Heikki
Vauhkonen and Matti Virtaala. The Board of Directors elected Matti
Virtaala as Chairman. The auditor was KPMG Oy Ab, Authorized
Public Accountants, Helsinki.

Authorisation to repurchase the company’s own shares
The Annual General Meeting authorised the Board to acquire the
company’s own shares as proposed by the Board.

Authorisation to decide on share issues and on the transfer of
Tulikivi Corporation shares held by the company, and on the right
to issue special rights giving entitlement to shares as defined in
chapter 10, section 1 of the Limited Liability Companies Act.

The Annual General Meeting authorised the Board of Directors to
decide on issuing new shares and on the transfer of Tulikivi
Corporation shares held by the company as proposed by the Board.
The authorisation also includes the right to issue special rights,
as defined in chapter 10, section 1 of the Limited Liability
Companies Act, which give entitlement to subscribe shares against
payment or by setting off the receivable.

Treasury shares
At the beginning of the year Tulikivi Corporation held a total of
74 000, and at the end of the year 124 200, of its own Series A
shares. During the year a further total of 60 000 Series A shares
were purchased at a total acquisition price of EUR 43 875, and 9
800 Series A shares were assigned to key personnel in accordance
with the share-based incentive plan. During the year the average
purchase price was EUR 0.73 per share. The purchase price was the
share price at the time of purchase, which varied between EUR 0.68
and EUR 0.83 per share during the purchase periods. The book value
of the assigned shares was EUR 13 212 and the value for recipients
was EUR 9 979, i.e. EUR 1.02 per share on average. The during the
year repurchased shares account for 0.2 per cent of all shares and
0.05 per cent of the votes carried by the shares. The number of
shares in the company’s possession at the end of the year was 124
200 Series A shares, which corresponds to 0.3 per cent of the
company’s share capital and 0.1 per cent of all voting rights.

The repurchase of the company’s own shares and their partial
assignment had no material impact on the division of shareholdings
and voting rights in the company.

The shares are repurchased for use as consideration in corporate
acquisitions or other structural arrangements or to implement the
share-based incentive plan, to pay a share-based incentive or
otherwise to be transferred or cancelled.

Major business risks
In the Tulikivi Group, risk analysis and risk management form part
of the regular strategic planning process performed each year and
part of line operations. Strategic planning includes analysing the
opportunities and risks that are associated with strategy choices
and which are taken into account in decision-making. Separate risk
analyses are drawn up for major individual projects, and the
necessary risk management measures are decided upon. When
compiling action plans, the risks that threaten the fulfilment of
objectives are assessed and suitable measures for managing the
risks are determined. The action plans and budgets are adjusted to
suit the risk level. In day-to-day operations, continuous risk
management is employed to ensure undisturbed operations.

The necessary remedies and development measures are determined
immediately for any risks that emerge. In the assessment of risks,
their probability and impact are taken into account. Euro-
denominated risk limits are used in evaluating the impacts. The
purpose of risk management is to ensure that the Tulikivi Group’s
business risks are identified and managed as effectively as
possible so that the Group’s strategic and financial objectives
can be attained.

In accordance with the division of responsibilities of the Group’s
risk management, the Board of Directors of Tulikivi Corporation
and the Boards of the business subsidiaries are responsible for
the companies’ and the Group’s risk management policy and oversee
its implementation. The Managing Director, assisted by the
Management Team, is responsible for establishing risk management
procedures. The Managing Director is responsible for ensuring that
risk management is organised appropriately. The business units are
responsible for the management of their business risks.

The Group’s risks comprise strategic and operational risks,
damage, casualty and loss risks and financial risks.

Strategic risks are related to the nature of business operations
and concern, but are not limited to, changes in the Group’s
operating environment, market situation and market position, raw
material reserves, legislative changes, business operations as a
whole, the reputation of the company, its brands and raw
materials, and major investments.

Operational risks are related to products, distribution channels,
personnel, operations and processes. Damage, casualty and loss
risks include fires, serious breakdowns of machinery and other
damage to assets that may also lead to interruption of business.
Damage risks also include occupational safety and protection
risks, environmental risks and accident risks. Financial risks to
which the Group is exposed are foreign currency risk, interest
rate risk, credit risk and liquidity risk.

During the financial year, one risk that materialised in Finland
and in neighbouring regions was a substantial deterioration in the
demand, to which we reacted by implementing a profitability and
centralisation programme. However, this did not yet have an effect
in the first part of the year, and instead increased non-recurring
expenses. Outside the euro zone, strong exchange rate fluctuations
caused demand to fall more than predicted in the risk assessment.

The Group’s near-term risks are increased uncertainty among
consumers and the effect of this on consumers’ building and
fireplace projects.

Environmental obligations
Tulikivi’s environmental strategy is geared towards making
systematic progress in environmental matters in specified areas.
All of Tulikivi Corporation’s operational quarries have the
environmental permits they require. Permit renewals are also in
progress. The Group’s operations comply with the environmental
permits, the requirements of the authorities and the environmental
protection requirements.

The company is responsible for the environmental impacts of its
operations. Under the Mining Act and environmental legislation,
the Tulikivi Group has landscaping obligations that must be met
when operating its quarries and after the quarries and plants are
eventually shut down. No hazardous or poisonous substances are
left in the environment as a result of the Group’s operations.

The Group is neither party to judicial or administrative
procedures concerning environmental issues nor is it aware of any
environmental risks that would have a significant effect on its
financial position.

Events following the end of the financial year

At the end of the financial year, order books were at EUR 4.8
(4.9) million. Order books for the Tulikivi Group have since
grown, and stood at EUR 6.1 million on 11 February 2010.

The Tulikivi Group has drawn up and, since the start of the year,
put into effect a revised strategy, which covers the key
operational and financial goals for the period to 2015, and a new
division of product groups. The product group division does not
affect the current segment reporting. According to the strategic
goals, the company’s organic growth target is an annual growth of
over 10 per cent in the next few years, the target for profit
before taxes is to reach the level of 10 per cent of net sales
over the next five years, and the target for return on capital is
more than 20 per cent. Corporate acquisitions in support of the
strategy are also possible.

Future outlook
Private house building, and along with it the demand for
fireplaces, increased in Finland last autumn and this positive
trend is expected to continue. The trough in demand in Russia and
the Baltic countries is also behind us. In Central Europe sales of
lining stones have increased significantly, but securing a market
for fireplaces continues to be a challenge. New products will
increase the company’s net sales during the second half of the
year. Adjustment measures will be continued in the Group, with
layoffs where necessary.

With the company’s recovering sales and improved cost efficiency,
the full-year net sales are expected to be up from the previous
year and the result is expected to turn positive during the year.

The Board’s proposal for the distribution of profits
The parent company’s distributable equity following the financial
year’s result of EUR -2.7 million amounts to EUR 4.7 million.

Dividend distribution
EUR 0.0250/share for Series A shares
EUR 0.0233/share for Series K shares
in total approximately EUR 0.9 million and EUR 3.8 million will be
left to equity. In the Board’s view, the proposed distribution of
profits will not jeopardise the company’s solvency.

Corporate Governance Statement
Tulikivi Corporation will issue its Corporate Governance Statement
for 2009 separately from the Report of the Board. The Corporate
Governance Statement has been prepared in accordance with
Recommendation 51 of Corporate Governance Code and chapter 2,
section 6 of the Securities Markets Act. Information on Corporate
Governance can be found on Tulikivi’s website, at
www.tulikivi.com/Investors/Corporate Governance and Management.

FINANCIAL STATEMENTS Jan-Dec 2009, SUMMARY
CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME
EUR million
                         Jan-DecJan-Dec Change     Q4     Q4Change
                            2009   2008      %   2009  2008      %

Sales                       53.1   66.5  -20.1   15.6   18.3  -14.7
Other operating income       0.6    0.7           0.1    0.1
Increase/decrease in
inventories in finished
goods and in work in
progress                    -1.0   -0.6           0.1    0.3
Production for own use       0.3    0.8           0.1    0.3
Raw materials and
consumables                 10.2   12.5           3.1    3.4
External services            7.6   10.0           2.3    2.6
Personnel expenses          20.0   23.1           5.3    6.5
Depreciation and
amortisation                 5.5    5.7           1.4    1.6
Other operating expenses    12.1   12.9           3.5    3.6

Operating profit/loss       -2.4    3.2 -173.5    0.3    1.3  -73.8

Percentage of sales         -4.5    4.9           2.2    7.1
Finance income               0.2    0.2           0.0    0.1
Finance expense             -1.1   -1.4          -0.2   -0.6
Share of the profit of
associated company           0.0    0.0           0.0    0.0

Profit before tax           -3.3    2.1 -260.8    0.2    0.9  -74.6
Percentage of sales         -6.2    3.1           1.4    4.6
Income tax expenses          1.0   -0.6           0.2   -0.3

Profit/loss for the year    -2.4    1.4 -265.1    0.5    0.6  -19.0

Other comprehensive income
Interest rate swaps          0.0    0.0           0.0  - 0.1
Translation
differences                  0.0    0.0           0.0    0.0

Total comprehensive
income for the year         -2.4    1.4 -271.0    0.5    0.5   -5.4

Earnings per share
attributable to the
equity holders of the
parent company, EUR
basic and diluted          -0.06   0.04          0.01   0.02

CONSOLIDATED BALANCE SHEET
EUR million                         12/09       12/08
ASSETS
Non-current assets
Property, plant and equipment
Land                                  1.0         1.0
Buildings                             7.4         8.0
Machinery and equipment               8.1        10.3
Other tangible assets                 1.1         1.2
Intangible assets
Goodwill                              4.2         4.3
Other intangible assets              10.6        11.2
Investment properties                 0.2         0.2
Available-for-sale investments        0.1         0.1
Receivables
Deferred tax assets                   1.6         0.9
Total non-current assets             34.3        37.2

Current assets
Inventories                          10.2        11.5
Trade receivables                     4.1         5.3
Current income tax receivables        0.3
Other receivables                     0.9         0.4
Cash and other liquid assets         10.6        11.7
Total current assets                 26.1        28.9
Total assets                         60.4        66.1

EQUITY AND LIABILITIES
Equity
Share capital                         6.3         6.3
Share premium fund                    7.4         7.4
Treasury shares                      -0.1        -0.1
Translation difference               -0.1         0.0
Revaluation reserve                  -0.1        -0.1
Retained earnings                    10.4        13.7
Total equity                         23.8        27.2
Non-current liabilities
Deferred income tax liabilities       1.9         2.1
Provisions                            1.0         0.9
Financial liabilities                19.9        21.6
Other debt                            0.1
Total non-current liabilities        22.9        24.6
Current liabilities
Trade and other payables              8.7         9.1
Current income tax liabilities        0.0         0.1
Current provisions                    0.2
Current financial liabilities         4.8         5.1
Total current liabilities            13.7        14.3
Total liabilities                    36.6        38.9
Total equity and liabilities         60.4        66.1

CONSOLIDATED CASH FLOW STATEMENT
EUR million                       Jan-Dec     Jan-Dec
                                     2009        2008
Cash flows from operating activities
Profit for the period                -2.4         1.4
Adjustments:
Non-cash transactions                 5.5         5.8
Interest expenses
and interest income and
income taxes                          0.0         1.8
Change in working capital             1.8         0.2
Interest paid and received
and taxes paid                       -1.2        -1.6
Net cash flow from operating
activities
                                      3.7         7.6
Cash flows from investing activities
Investment in property, plant and
equipment and intangible assets      -2.0        -3.3
Grants received for investments
and sales of property, plant and
equipment                             0.2         0.2
Net cash flow from investing
activities                           -1.8        -3.1

Cash flows from financing activities
Loans taken                           5.1        10.0
Repayment of loans                   -7.0        -4.9
Dividends paid and
treasury shares                      -1.1        -1.7
Net cash flow from financing
activities                           -3.0         3.4

Change in cash and cash
equivalents                          -1.1         7.9

Cash and cash equivalents at
beginning of period                  11.7         3.8

Cash and cash equivalents at
end of period                        10.6        11.7

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
EUR million
             Share    Share  Trans- Revalu-    Trea-      Re-  Total
           capital  premium  lation   ation     sury   tained
                      fund    diff. reserve   shares earnings

Equity January 1,
2009           6.3      7.4      0.0   -0.1     -0.1     13.8   27.2
Dividends paid
and treasury
shares                                                   -1.0   -1.0
Total comprehensive income
for the period                         -0.1              -2.4   -2.5
Equity Dec.31,
2009           6.3      7.4    -0.1    -0.1     -0.1     10.4   23.8

Equity January 1,
2008           6.3      7.4    -0.1                      14.0   27.6
Dividends paid and
treasury shares                                 -0.1     -1.6   -1.7
The comprehensive income
for the period                  0.1    -0.1               1.4    1.4
Equity Dec.31,
2008           6.3      7.4     0.0    -0.1     -0.1     13.8   27.2

SEGMENT REPORTING                        Jan-Dec     Jan-Dec
EUR million                               2009         2008
Sales                                      53.1        66.5
Fireplaces                                 47.8        58.5
Natural Stone Products                      5.3         8.0
Other items                                   -           -

Operating profit                           -2.4         3.2
Fireplaces                                  1.0         6.1
Natural Stone Products                     -0.2         0.3
Other items                                -3.2        -3.2

BUSINESS SEGMENTS QUARTERLY
EUR million
                            Q4/  Q3/  Q2/  Q1/  Q4/  Q3/  Q2/  Q1/
                           2009 2009 2009 2009 2008 2008 2008 2008

Sales                      15.6 13.5 13.0 11.0 18.3 16.6 17.0 14.6
Fireplaces                 14.4 12.4 11.4  9.6 16.4 14.9 14.6 12.6
Natural stone products      1.2  1.1  1.6  1.4  1.9  1.7  2.4  2.0
Other items                   -    -    -    -    -    -    -    -

Operating profit/loss       0.3  0.7 -0.7 -2.7  1.3  1.3  0.9 -0.3
Fireplaces                  1.3  1.5  0.1 -1.9  2.1  1.9  1.7  0.4
Natural stone products     -0.2  0.0  0.1 -0.1 -0.1  0.1  0.1  0.2
Other items                -0.8 -0.8 -0.9 -0.7 -0.7 -0.7 -0.9 -0.9

ASSETS AND LIABILITIES BY SEGMENT ON DECEMBER 31, 2009
                           Fire-     Natural      Other      Total
                           places    stone        items
                                     products
Assets by segment           43.6       3.9         12.9       60.4
Liabilities by
segment                      8.3       0.6         27.7       36.6
Investments                  1.9       0.0          0.2        2.1
Depreciation and
amortisation
expenses                     4.9       0.3          0.3        5.5

KEY FINANCIAL RATIOS AND
SHARE RATIOS           Jan-Dec/09  Jan-Dec/08       Q4/09      Q4/
                                                                08
07

Earnings per share, EUR     -0.06        0.04        0.01     0.02
Equity per share, EUR        0.64        0.73        0.64     0.73
Return on equity, %          -9.3         5.2         7.7      8.3
Return on investments, %     -4.3         6.8         3.2      8.8
Equity ratio, %              39.4        41.2
Net indebtness ratio, %      59.4        55.1
Current ratio                 1.9         2.0
Gross investments, EUR million2.1         2.9
Gross investments, % of sales 4.0         4.4
Research and development
costs,  EUR million           1.6         1.8
%/sales                       3.1         2.7
Outstanding orders (31.Dec.),
EUR million                   4.8         4.9
Average number of staff       417         526

Rate development of shares, EUR
Lowest share price, EUR      0.67        0.60
Highest share price, EUR     1.30        1.88
Average share price, EUR     0.96        1.28
Closing price, EUR           1.06        0.67

Market capitalization at the
end of period, 1000 EUR   39241,0     24836,9
(Supposing that the market price of the K-share
is the same as that of the A-share)
Number of shares traded,
(1000 pcs)                   3959        2455
% of total amount of A-shares14.4         8.9
Number of shares
average                  37023708    37128494    37143970 37091946
Number of shares
31 December              37019770    37069970    37019770 37069970

NOTES TO THE CONSOLIDATED FINANCIALS STATEMENTS

This financial statement release has been prepared in accordance
with the IAS 34 Interim Financial Reporting standard.

In preparing of this interim report, Tulikivi has applied same
accounting policies as in the 2008 financial statements, with the
exception of the following new/amended standards that the group
has adopted as from January 1, 2009:

In preparing of this interim report, Tulikivi has applied same
accounting policies as in the 2008 financial statements, with the
exception of the following new/amended standards that the group
has adopted as from January 1, 2009:
- IFRS 8, Operating Segments
- IAS 1 Presentation of Financial Statements (revised)

and the following new/amended standards and interpretations the
adoption of which has not have any material impact on the figures
for the period:
- Amendment to IFRS 2 Share-based Payment
- IAS 23 Borrowing Costs (revised)
-Amendments to IFRS 7 Financial Instruments:  Discloseres –
improving Disclosures about Financial Instruments
- Amendments to IFRIC 9 and IAS 39: Embedded Derivatives
- Amendment to IAS 28 Investments in Associates (and consequential
amendments to IAS 32 Financial Instruments: Presentation and IFRS
7 Financial Instruments: Disclosures)
- Amendment to IAS 36 Impairment of Assets
- Amendment to IAS 38 Intangible Assets
- Amendment to IAS 19 Employee Benefits
- Amendment to IAS 39 Financial Instruments: Recognition and
Measurement
- IFRIC 16 Hedges of a Net Investment in a Foreign Operation
- IFRIC 13 Customer Loyalty Programmes
- Amendment to IAS 16 Property, Plant and Equipment
- Amendment to IAS 29 Financial Reporting in Hyperinflationary
Economies
- Amendment to IAS 31 Interests in Joint Ventures
- Amendment to IAS 40 Investment Property
- Amendment to IAS 20 Accounting for Government Grants and
Disclosures for Government Assistance
- IFRIC 15 Agreements for the Construction of a Real Estate

The key performance ratios and share ratios are calculated using
the same methods as for the consolidated financial statements for
2008. The formulas can be found in the 2008 annual report, page
67.

Use of estimates
When preparing the financial statements certain assumptions and
estimates regarding future have to be made. The outcomes might
differ from these assumptions and estimates. In addition
judgements have to be made in the application of accounting
principles. The estimates affect the amounts of assets and
liabilities at the balance sheet date, reporting of contingent
liabilities and income and expenses for the reporting period.
Estimates are used i.a. when determining realisability of certain
assets, useful lives of property, plant and equipment and
intangible assets, income taxes, provisions and impairment of
goodwill.

Income taxes
EUR million                        Jan-Dec/09    Jan-Dec/08
Taxes for the current and previous
reporting periods                     0.1              -0.7
Deferred taxes                        0.9               0.1
Total                                 1.0              -0.6

Collaterals given
EUR million                        12/2009          12/2008
Mortages granted and
collaterals pledged                  29.1             25.5
Derivatives
Interest rate swaps
Nominal value                         7.3             13.0
Fair value                           -0.3             -0.2
Foreign exchange forward contracts
Nominal value                         0.1
Fair value                            0.0
The fair value of derivatives is the gain or loss for closing the
contract based on market rates at the balance sheet date.

Provisions
EUR million              Environ-        Warranty Restruc-
                           mental        provisions turing
                       provisions                provision
Provisions, Jan. 1, 2009      0.4             0.5
Increase in provisions        0.1             0.1      1.0
Effect of discounting         0.1
Used provisions                               0.2      0.7
Provisions, Dec. 31, 2009     0.6             0.4      0.3

- The environmental and warranty provisions are non-current
provisions. The environmental provision before discounting amounts
to EUR 0.9 (0.8) million. The discount factor used in determining
the present value is 4 (5) per cent. The restructuring provision
comes under current provisions.

Under the Mining Act and environmental legislation, the Tulikivi
Group has landscaping obligations which must be met during
operations and when the quarries are shut down in the future. The
environmental provision takes into account the costs of
environmental monitoring after the closure of a quarry and the
costs of landscaping obligations in so far as it has been possible
to determine these reliably. The lining work carried out in
stacking areas is based on a long-term quarrying plan, according
to which surface material from new quarries is to be used in
lining work. No provision is recognised for the lining work
because this particular landscaping work is not expected to
increase the costs of normal quarrying activity.

Changes in tangible assets are classified as follows:
                            12/09           12/08
Acquisition costs             1.1             1.4
Proceeds from sales          -0.1            -0.4
Total                         1.0             1.0

Impairment of property, plant and equipment, intangible assets and
other assets
A total of EUR 221 000 (250 000) in goodwill/trademark impairment
was recognised for the financial year.

Share capital
Share capital by share series

                        Number of   % of    % of        Share,
                           shares  shares  voting       EUR of
                                           rights        share
                                                       capital
K shares (10 votes)     9 540 000    25.7    77.6    1 621 800
A shares (1 vote)      27 603 970    74.3    22.4    4 692 675
Total Dec.31, 2009     37 143 970   100.0   100.0    6 314 475

There have been no changes in Tulikivi Corporation´s share capital
during the period. According to the articles of association the
dividend paid for Series A shares shall be 0.0017 EUR higher than
the dividend paid on Series K shares. Each Series K shares confers
10 votes at a general meeting, while each Series A shares confers
one vote.  The Series A share is listed on the NASDAQ OMX Helsinki
Ltd. 5.5 per cent of all shares were nominee registered or in
foreign ownership.  No flagging notifications were made to the
company during the review period.

Board authorizations
The Board of Directors has an authorization to acquire the
company’s own shares. A maximum of 2 760 397 Series A shares in
the company and 954 000 Series K shares in the company can be
bought back. The authorization is valid until the Annual General
Meeting 2010.

The Board of Directors has an authorization to decide on share
issues and the conveyance of the company’s own shares in the
possession of the company and the granting of special rights that
give entitlement to shares as set forth in Chapter 10, Article 1
of the Companies Act.
The Annual General Meeting authorized the Board of Directors to
decide on issuing new shares and the conveyance of own shares in
the company’s possession. New shares can be issued or own shares
held by the company conveyed amounting to a maximum of 5 520 794
Series A shares and 1 908 000 Series K shares.

The authorization also includes the right to issue special rights,
as defined in Chapter 10, Article 1 of the Companies Act,
entitling the right holder to subscribe for shares against payment
or by setting off the receivable. The authorization is valid until
the Annual General Meeting 2010.

At the end of the period, the company hold 124 200 of its own A-
series shares, corresponding to 0.3 per cent of share capital and
0.1 per cent of total voting rights.

Related party transactions
The following transactions with related parties took place:
EUR 1000                            12/09          12/08
Sales of goods and services to
associated companies                    7             13
Purchases of goods and services
from associated companies             148            173
Sales to related parties               30

Leases from related parties           109            115
Sales of goods and services to
related parties                        30

Transactions with other related parties
Tulikivi Corporation is a founder member of the Finnish Stone
Research Foundation. In 2009 the company has donated EUR
30 thousand (in 2008 EUR 100 thousand) for the Foundation.
The company has leased offices and storages from the property
owned by the Foundation and North Karelia Educational Federation
of Municipalities. The rent paid for these facilities was EUR 131
thousand (128 thousand)in the period. The rent corresponds with
the market rents. The rent corresponds with the market rents. The
company has sold services amounting to EUR 41 thousand (52 )to the
foundation and has leased land, amounting to EUR thousand 2 (2).

Largest shareholders on December 31, 2009
Name of shareholder                        Shares       Proportion
                                                          of total
                                                              vote

Vauhkonen Reijo                         4 186 827       24.2 %
Vauhkonen Heikki                        3 006 137       24.1 %
Elo Eliisa                              2 957 020        5.9 %
Virtaala Matti                          2 421 300       12.6 %
Mutual Pension Insurance
Ilmarinen                               1 902 380        1.5 %
Mutanen Susanna                         1 643 800        7.2 %
Vauhkonen Mikko                           786 310        3.5 %
Paatero Ilkka                             718 430        0.6 %
Nuutinen Tarja                            674 540        3.5 %
Investment Fond Phoebus                   585 690        0.5 %
Other shareholders                     18 261 536       16.4 %

The figures contained in the financial statement release have not
yet been audited.

The financial statements and Board of Directors´report will be
published on the company´s website
(www.tulikivi.com/Investors/Releases) during the week beginning
March 15.

The companies included in the Group are the parent company
Tulikivi Corporation, Kivia Oy, AWL-Marmori Oy, Tulikivi U.S. Inc.
and OOO Tulikivi. Group companies include also The New Alberene
Stone Company, Inc., which is dormant. The Group  company Uuni
Vertriebs GmbH was liquidated during the year. The parent company
has a fixed place of business in Germany, Tulikivi Oyj
Niederlassung Deutschland. The Group has interests in associated
companies Stone Pole Oy and Leppävirran Matkailukeskus Oy.

TULIKIVI CORPORATION

Board of Directors
Matti Virtaala Chairman of the Board

Distribution: NASDAQ OMX Helsinki Ltd
Central Media
www.tulikivi.com

Additional information: Tulikivi Corporation, 83900 Juuka, tel.
+358-207-636 000, www.tulikivi.com
- Chairman of the Board of Directors Matti Virtaala
- Managing Director Heikki Vauhkonen