Tulikivi Corporation's annual report for 2004 was published
today and will be mailed to shareholders. The annual report is
also available on the company's website at 
www.tulikivi.com.

TULIKIVI CORPORATION

Juha Sivonen
Managing Director

Distribution:
- Helsinki Stock Exchange

Tulikivi CORPORATION STOCK EXCHANGE RELEASE
83900 Juuka 3 March 2005, at 17.30 pm

ADOPTION OF IFRS REPORTING BY TULIKIVI

As from 1 January 2005, the Tulikivi Group has applied
IFRS standards (International Financial Reporting
Standards) in its reporting. The financial statements for
the year ended 31 December 2005 will be the first IFRS
financial statements and the interim report for the
quarter ended 31 March 2005 will be the first IAS 34
compliant interim financial report The Tulikivi Group’s
date of transition to IFRS is 1 January 2004.

Tulikivi has adopted IFRS 1 (First-time Adoption of
International Financial Reporting Standards) and the
following exemptions permitted by it: Business
combinations, employee benefits and cumulative translation
differences. The accompanying financial information has
been compiled in accordance with IAS/IFRS standards in
force at the date of this release.

This release provides information on the effects of the
adoption of IFRS on the balance sheet at the date of
transition and on the 2004 income statement and balance
sheet, which were originally presented in accordance with
Finnish Accounting Standards (FAS). The Tulikivi Group’s
accounting policies are included in the 2004 annual
financial statements. The release also presents
reconciliations of equity at 1 January 2004 and at each
quarter end for 2004 and a reconciliation of the net
profit for 2004 for each quarter and for the whole year
The effects of the adoption of IFRS are as follows
(referenced to the reconciliations):

(1) Pension obligations

When determining pension obligations at the date of
transition, the disability element of the Finnish TEL
pension scheme has been accounted for as a defined benefit
plan in accordance with IAS 19. The actuarially calculated
disability obligation of EUR 12 million has been
recognised in the balance sheet at the date of transition
In December 2004 the Ministry of Social Affairs and Health
approved certain changes to the accounting of obligations
for disabilities. The changes are effective on 1 January
2006 As a result of these changes, the disability element
of TEL is accounted for as a defined contribution plan
under IFRS The resulting material reduction in pension
obligations has been recognised as a non- recurring gain
in the 2004 IFRS income statement, amounting to EUR 11
million. The disability obligation is under EUR 01 million
in the IFRS balance sheet at 31 December 2004.

(2) Amortization of goodwill

In accordance with IFRS 3, goodwill is no longer amortized
on a systematic basis but tested annually for impairment
in accordance with IAS 36 This change improves earnings
before tax in 2004 by EUR 03 million.

(3) Intangible assets

In accordance with IAS 38, intangible assets arising from
development shall be recognised if certain criteria are
met Based on this, intangible assets arising from the
development of new products and production methods in 2004
and meeting the criteria, were activated in the 2004 FAS
financial statements. In accordance with IAS 38,
expenditure on advertising and promotional activities is
recognised as an expense when the goods have been
delivered or the service rendered Under FAS, certain such
expenditure has been allocated over a period when it has
been estimated that economic benefits will mainly flow in
the subsequent financial period. This change reduces
inventories at the date of transition by EUR 01 million
and other receivables by EUR 03 million at 31 December
2004 It also increases other operating expenses in the
IFRS income statement by EUR 02 million.

(4) Income taxes

In accordance with IAS 12, deferred tax liabilities and
assets shall be recognised, as a rule, for all taxable
temporary differences. In the IFRS income statement,
changes in deferred tax liabilities and assets arising
from these differences have been added to the change in
deferred tax liabilities under FAS. This resulted in a net
increase of EUR 04 million in the deferred tax liability.
The corresponding changes are included in the deferred tax
liabilities and assets in the IFRS balance sheet In 2004
the Group recognised an additional amount on the purchase
of shares in a subsidiary A deferred tax liability of EUR
01 million was recognised, relating to this additional
purchase price, allocated to stone reserves.

(5) Property, plant and equipment

An amount of EUR 05 million, representing the portion of
the additional purchase price of shares in a subsidiary,
allocated to stone reserves, is included in property,
plant and equipment in the IFRS balance sheet, whereas it
is included in intangible assets in the FAS balance sheet.
In addition, tangible assets have been increased in the
IFRS balance sheet by the related deferred tax liability
of EUR 01 million.

(6) Events after the balance sheet date

A dividend of EUR 46 million has been recognised in the
first quarter in the FAS financial statements and in the
second quarter in the IFRS balance sheet, in accordance
with IAS 10.

Cash flow statement

There are no material differences between the FAS cash
flow statement and the IFRS cash flow statement.

Segment reporting

The operations of the Tulikivi Group consist of the
fireplace business and the architectural stone business.
This is the primary segment reporting format of the Group.

The secondary segment reporting format is based on the
geographical location of the clients. The geographical
segments are: Finland, Rest of Europe and the USA The
reporting of assets is based on their location.

IFRS RECONCILIATIONS
EUR million

1.RECONCILIATION OF EQUITY

Jan Mar Jun Sep Dec
1 31 30 30 31
2004
2004 2004 2004 2004
Equity under FAS 24.4 20.4 20.9 22.1 23.2
IAS 19 Employee benefits -1.2 -1.2 -1.2 -1.2
(1)
IFRS 3 Business compination 0.1 0.2 0.2 0.3
(2)
IAS 38 Intangible
assets (3) -0.1 -0.3 -0.2 -0.2 -0.3
0.4 0.4 0.3 0.3
IAS 12 Income taxes (4)
IAS 10 Events after the 4.6
balance
sheet date (6)
Equity under IFRS 23.5 24.0 20.0 21.2 23.2

2.RECONCILIATION OF PROFIT
OR LOSS FOR 2004
Q1/ Q2/ Q3/ Q4/ 2004
2004 2004 2004 2004
Profit of loss for the
period under FAS 0.6 0.5 1.2 1.2 3.5
IAS 19 Employee benefits 1.1 1.1
(1)
IFRS 3 Business
compination (2) 0.1 0.1 0.1 0.3
IAS 38 Intangible assets(3) -0.2 0.1 -0.1 -0.2
IAS 12 Income taxes (4) -0.1 -0.3 -0.4
Profit and loss for the 0.5 0.6 1.2 2.0 4.3
period under IFRS

2 RECONCILIATION OF PROFIT
OR LOSS FOR 2004
Q1/ Q2/ Q3/ Q4/ 2004
2004 2004 2004 2004
Profit of loss for the
period under FAS 0.6 0.5 1.2 1.2 3.5
IAS 19 Employee benefits (1) 1.1 1.1
IFRS 3 Business
compination (2) 0.1 0.1 0.1 0.3
IAS 38 Intangible assets(3) -0.2 0.1 -0.1 -0.2
IAS 12 Income taxes (4) -0.1 -0.3 -0.4
Profit and loss for the 0.5 0.6 1.2 2.0 4.3
period under IFRS

FAS IFRS- IFRS
Jan- ad- Jan-
Dec jus- Dec
3 CONSOLIDATED INCOME 2004 ments 2004
STATEMENT
EUR million
Sales 55.3 55.3
Other operating income 0.5 0.5
Increase/decrease inventories 0.5 0.5
in finished goods and in work
in progress
Production for own use 0.8 0.8

Raw materials and consumables 9.0 0.1 8.9
(3)
External services 7.0 7.0
Personnel expenses (1) 20.1 1.1 19.0
Depreciation (2) 4.3 0.3 4.0
Other operating expenses 11.7 -0.3 12.0
Operating profit (3) 5.0 1.2 6.2
Percentage of sales 9.1 11.4

Finance costs-net -0.1 -0.1
Profit before tax 4.9 1.2 6.1
Percentage of sales 8.8 11.1
Direct taxes (4) 1.4 -0.4 1.8
Profit for the year 3.5 0.8 4.3

FAS IFRS
Key financial rations Jan to Jan
Dec to
Dec
2004 2004

Earnings per share. EUR 0.38 0.48

4. CONSOLIDATED BALANCE SHEET
IFRS- IFRS IFRS- IFRS
ad- 1 FAS ad- 31
FAS just- Jan. 31 just- Dec.
1 ments 2004 Dec. ments 2004
Jan.
2004 2004

Assets
Non current assets
Property, plant and
equipment(4,5) 16.2 0.1 16.3 15.5 0.6 16.1
Goodwill (2) 0.6 0.6 0.3 0.3 0.6
Other intangible assets (5) 3.3 -0.1 3.2 3.8 -0.5 3.3
Investment properties 0.2 0.2 0.2 0.2
Available-for-sale investment 0.1 0.1 0.1 0.1
Deferred income tax assets 0.7 0.4 1.1 0.6 0.1 0.7
(4)
Total non-current assets 21.1 0.4 21.5 20.5 0.5 21.0
Current assets
Inventories (3) 7.0 -0.1 6.9 7.5 7.5
Trade and other
receivables (3) 7.1 7.1 7.6 -0.3 7.3
Prepaid expenses 0.3 0.3
Financial assets
at fair value through profit 0.7 0.7 0.7 0.7
or loss
Cash and cash eguivalents 5.8 5.8 5.1 5.1
Total current assets 20.6 -0.1 20.5 21.2 -0.3 20.9
Total assets 41.7 0.3 42.0 41.7 0.2 41.9

Equity and liabilities
Share capital 6.2 6.2 6.2 6.2
Share prenium fund 5.4 5.4 5.4 5.4
Retained earnings 12.8 -0.9 11.9 11.6 11.6
Total equity 24.4 -0.9 23.5 23.2 23.2

Non-current liabilities
Deferred income tax 0.7 0.7 0.5 0.2 0.7
liabilities (4)
Retirement benefit 1.2 1.2
obligations (1)
Provisions 0.1 0.1 0.2 0.2
Interest-bearing debt 5.0 5.0 6.1 6.1
Other debt 0.4 0.4
Total non-current liabilities 5.8 1.2 7.0 7.2 0.2 7.4

Current liabilities
Trade and other payables 8.4 8.4 8.8 8.8
Current income
tax liabilities 0.3 0.3
Short-term interest- 2.8 2.8 2.5 2.5
bearing debt
Total current liabilities 11.5 11.5 11.3 11.3

Total liabilities 17.3 1.2 18.5 18.5 0.2 18.7

Total equity and liabilities 41.7 0.3 42.0 41.7 0.2 41.9

KEY FINANCIAL RATIOS FAS IFRS
31Dec. 31Dec.
2004 2004

Return on equity, % 14.7 18.7
Return on capital employed, % 16.2 19.8
Current ratio 1.9 1.9
Equity ratio, % 55.6 55.3
Gearing, % 12.1 12.1
Equity per share, EUR 0.38 0.48
Interest-bearing debt, EUR million 8.6 8.6

The method of calculating the key financial ratios is the same as in the 2004 FAS financial statements.

TULIKIVI CORPORATION
Board of Directors

Distribution: The Helsinki Stock Exchange
Central Media

Additional information: Tulikivi Oyj, 83900 Juuka,
tel 013- 681 111,
www.tulikivi.com
Chairman of Board of Directors Matti Virtaala
Managing Director Juha Sivonen

Shareholders of Tulikivi Corporation are invited to the Annual
General Meeting to be held on 31 March 2005 at 10 a.m. at the
Kivikylä Auditorium in Nunnanlahti, Juuka.

The following matters will be on the agenda of the meeting:

1) Matters specified as being the business of Annual General
Meetings in Article 10 of the Articles of Association.

2)Proposal of the Board of Directors to authorise the Board of
Directors to decide on the acquisition of the company’s own shares

The Board of Directors is authorised to decide on the acquisition
of the company´s own shares with the following terms:

a)The company’s own shares are acquired to solidify the company’s
capital structure and to be used as compensation in business and
company acquisitions and other structural arrangements. The manner
and scope of these transactions is at the discretion of the Board
of Directors. The Board of Directors can also initiate the
invalidation of shares by decreasing the capital stock.

b)No more than a total of 336,069 Series A shares of the company
shall be acquired and no more than a total of 119,250 Series K
shares of the company shall be acquired.

c)The shares shall be acquired as follows:

The company’s A shares may be acquired in disproportion to
shareholders’ holdings and are to be acquired through public
trading on the Helsinki Stock Exchange as decided upon by the
Board of Directors. The price of the shares is determined at the
time of purchase in accordance with the rules and regulations of
the Helsinki Stock Exchange.

The company’s K shares are to be acquired in proportion to the
values of shareholder ownership by making a purchase offer to K
shareholders. The value of the offer is determined by calculating
the weighted average value of the A shares for a period of two
weeks of public trading on the Helsinki Stock Exchange prior to
the signing of the purchase offer. In the event that the number

of K shares stated in the decision reached by the shareholder’s
meeting cannot be acquired in this manner,
the Board may acquire the remainder of the shares from those
owners of K shares who are willing to sell more than their
relative proportion of the number of shares to be acquired. In the
event that the number of shares offered exceeds the number of
shares to be acquired, the Board will consider the ownership of
the vendors and number of shares offered and decide how the
acquisition is to be divided among those offering their shares for
sale.

d)The acquisition of shares is to be carried out using
distributable earnings. The acquisition therefore reduces the
total non-restricted distributable equity.

e)The authorisation for share acquisition is valid until the
Annual General Meeting in 2006, however for not more than one full
year after the decision reached by the Annual General Meeting.

f)Other matters pertaining to the acquisition of shares are at the
discretion of the Board of Directors.

3)Proposal of the Board of Directors to authorise the Board of
Directors to decide on the disposal of the company’s own shares

The Board of Directors is authorised to decide on the disposal of
the company’s own shares on the following terms:

a)The authorised total number of shares is not to exceed 336,069 A
shares and 119,250 K shares acquired for the company.

b)The Board of Directors is authorised to decide to whom and in
what order the shares will be transferred to. The Board of
Directors has total discretion over the disposal of the shares in
disproportion to the shareholders’ pre-emptive rights to the
company shares.

c)The shares are to be disposed of as compensation in business and
company acquisitions or used in other structural arrangements over
which the Board of Directors has complete discretion. In addition,
the Board of Directors suggests that the Annual General Meeting
authorise the Board of Directors to make decisions on the sale of
company’s own A shares through public trading on the Helsinki
Stock Exchange to secure funds for future company acquisitions or
investments.

d)The Board of Directors shall determine the transfer price of the
shares and the principles used to establish that transfer price.

Shares may be transferred in exchange for non-monetary
remuneration.

e)The authorisation to dispose of shares is valid until the Annual
General Meeting in 2006, however for not more than one full year
beginning from the decision reached by the Annual General Meeting.

f)Other matters pertaining to the disposal of shares are at the
discretion of the company´s Board of Directors.

4)Proposal on payment of dividends

The Board of Directors proposes to the Annual General Meeting that
a dividend be paid of EUR 0.23 per share for A shares and EUR 0.22
per share for K shares. The dividend decided upon by the Annual
General Meeting is to be paid to shareholders registered by the
date of record in the shareholder registry kept by Finnish Central
Securities Depository Ltd. The Board of Directors has agreed that
the date of record for payment of the dividend shall be 5 April
2005. The Board of Directors proposes to the Annual General
Meeting that the dividend be paid after the record date on 12
April 2005.

5) Proposal on composition of the Board of Directors and auditor

The appointment committee proposes to the Annual General Meeting
that the following people be elected as Board members for the next
term of office: Bishop Ambrosius, Juhani Erma, Eero Makkonen, Aimo
Paukkonen, Heikki Vauhkonen, Reijo Vauhkonen and Matti Virtaala.

The Board of Directors proposes to the Annual General Meeting that
Authorised Public Accountants PricewaterhouseCoopers Oy be chosen
as the company’s auditor, with Hannele Selesvuo, APA, as chief
auditor.

Documents (and appendices to these documents) pertaining to final
accounts for 2004 as well as the Board of Directors’ proposals for
authorising the Board of Directors to acquire and dispose of the
company’s own shares are available for inspection by shareholders
at the company headquarters at Kuhnustantie 10, 83900 Juuka, as
from 21 February 2005. Copies will be mailed to shareholders on
request. The Annual Report will be mailed to shareholders the week
of 11 March.

The right to participate in the general shareholders’ meeting is
given to shareholders who are registered in the Shareholder
registry kept by Finnish Central Securities Depository Ltd (Suomen
Arvopaperikeskus Oy) on 21 March 2005.

A shareholder wishing to participate in the Annual General Meeting
is obligated to notify the company thereof by 4 p.m. on 21 March
2005. The notification must be made either by phone to Ms Kaisa
Toivanen, tel. +358 (0)13 681 111, by e-mail to
kaisa.toivanen@tulikivi.fi, or by post to the address Tulikivi
Corporation/Annual General Meeting, FIN-83900 Juuka, Finland. Any
power of attorney notifications must be submitted together with
the preliminary enrolment for the meeting.

Board of Directors
Juuka, 16 February 2005

Tulikivi Corporation

ADDITIONAL INFORMATION: Tulikivi Corporation, FIN-83900 Juuka,
Finland, tel. 358-13-681 111, www. tulikivi.com
– Chairman of the Board of Directors Matti Virtaala
– Managing Director Juha Sivonen

DISTRIBUTION: Helsinki Stock Exchange and Principal Media

Annual General Meeting
The Board of Directors of Tulikivi Corporation has made a decision
to invite the Annual General Meeting on 31st, April 2005 at10 a.m.
in Juuka. The Annual General Meeting will handle the issues
pertaining to the Annual General Meeting. Additionally, the Board
of Directors will propose to the Annual General Meeting that the
authorization to acquire and relinquish company´s own shares will
be renewed so that no more than a total of 336,069 A-shares and no
more than a total of 119,250 K-shares of the company shall be
acquired/relinquished.
The invitation to the Annual General Meeting will be published
later.

Nomination Committee
Board of Directors has decided to establish a Nomination
Committee. The composition of the Nomination Committee departs
from the recommendation for the corporate governance to the
publicly listed companies. The Nomination Committee comprises of
two members of the Board of Directors and one external member. The
Nomination Committee is comprised of the Chairman of the Board of
Directors Matti Virtaala, the Vice Chairman of the Board of
Directors Reijo Vauhkonen and the Doctor of Economic Sciences,
h.c. Ahti Hirvonen.

TULIKIVI CORPORATION

Board of Directors

Distribution: Helsinki Stock Exchange, Central Media

Additional Information: Tulikivi Corporation, 83900 Juuka, tel.
+358-13-681 111, www. Tulikivi.com
– Chairman of the Board of the Directors Matti Virtaala

The Tulikivi Group’s profit before extraordinary items increased
over 14% during the financial year and amounted to MEUR 4.9
million (MEUR 4.3 in 2003). Return on investment was 16.2 (13.7)
%. The Group’s net sales were MEUR 55.3 (53.6).  The cash flow
from operating activities before investments was MEUR 6.6 (8.2).

Net sales and result
In 2004, the Tulikivi Group’s net sales increased by 3.1 per cent
to EUR 55.3 million (EUR 53.6 million in 2003). The net sales of
the Fireplace Business were EUR 49.0 million (45.3), up 8.2 per
cent. Sales of lining stones and fireplaces grew equally well.
Lining stones account for a significant share of the Group’s net
sales. Kivia Oy’s share of the Group’s net sales was EUR 3.0
million. The net sales of the Architectural Stone Business were in
line with the target and amounted to EUR 6.3 million (8.3).

The share of aggregate net sales derived in Finland was EUR 27.6
million (27.7), or 50.0 per cent (51.7). Exports yielded net sales
of EUR 27.7 million (25.9). The biggest export countries were
Germany and Sweden. Exports of fireplaces to Germany declined.

The Group’s operating profit improved by 19.2 per cent to EUR 5.0
million (4.2). The Group’s profit before extraordinary items
amounted to EUR 4.9 million (4.3), representing 8.8 per cent (7.9)
of net sales. The result of the Fireplace Business amounted to EUR
5.0 million (5.2). The result of the Architectural Stone Business
was EUR -0.1 million (-0.9). Kivia’s result was in the black.

The Group’s return on capital employed stood at 16.2 per cent
(13.7). Earnings per share amounted to EUR 0.38 (0.34). The taxes
included in the calculations are the taxes of the Group companies
for the financial year.

Cash flow and financing
The Group’s financial position remained good. The cash flow from
operating activities before investments was EUR 6.6 million (8.2).
The Group’s working capital grew by EUR 0.8 million (-1.2) during
the financial year. The current ratio was 1.9 (1.8). The equity
ratio was 56.1 per cent (58.7). The ratio of interest-bearing net
debt to shareholders’ equity, or gearing, was 12.1 per cent (5.5).
Own capital investment ratio was 1.8 per cent (3.1). Equity per
share amounted to EUR 2.55 (2.68). Financial income during the
financial year amounted to EUR 0.2 million and financial expenses
to EUR 0.3 million.

Investments and development activities
The Group’s fixed assets investments amounted to EUR 3.9 million
(2.9). The major investments were earmarked for machinery to
develop productivity and product finishing as well as for the
opening and exploration of quarries.

R&D expenditure totalled EUR 1.5 million (1.3). The main focus in
R&D was on the development of a new generation of products
designed from the ground up to make use of different types of
soapstone. In addition to new soapstone fireplaces, the company
brought to market a new lightweight fireplace and tiled soapstone
fireplaces during financial year.

Personnel
During the financial year, the Group employed an average of 513
persons (555) and at the end of the year, the Group’s personnel
numbered 535 persons (562). Of these employees, 490 (494) worked
for the Fireplace Business and 45 (68) for the Architectural Stone
Business. Thanks to the Group’s result for 2004, personnel can be
paid incentive pay. The effect on earnings of the incentive pay
and the related social expenses amounts to EUR 0.7 million.

Board of Directors, Managing Director and Auditors
At Tulikivi Corporation’s Annual General Meeting, held on 20 April
2004, Bishop Ambrosius, Mr. Juhani Erma, Mr. Eero Makkonen, Mr.
Aimo Paukkonen, Mr. Heikki Vauhkonen, Mr. Reijo Vauhkonen and Mr.
Matti Virtaala were elected to serve on the Board of Directors.
From amongst its number, the Board of Directors appointed Mr.
Matti Virtaala as Chairman and Mr. Reijo Vauhkonen as Vice
Chairman. The Managing Director of Tulikivi Corporation is Mr.
Juha Sivonen. The auditors are PricewaterhouseCoopers Oy,
Authorised Public Accountants.

Own shares
The Board of Directors of Tulikivi Corporation has an
authorisation from the Annual General Meeting to both buy back and
transfer a maximum of 336,069 of the company’s Series A shares and
a maximum of 119,250 of the company’s Series K shares. The company
did not possess any of its own shares on 31 December 2004.

Quotation and trading of the Series A share
In 2004, a total of 1,333,481 Tulikivi Corporation Series A shares
were traded on the Helsinki Stock Exchange. The total value of
share turnover was EUR 9.0 million. The highest trading price of
the share was EUR 8.20 and the lowest EUR 5.25. The closing rate
for the report period was EUR 6.32.

Environmental obligations
On the basis of the Mining Act and environmental legislation,
Tulikivi Corporation has landscaping obligations that must be met
when quarries are eventually shut down. In accordance with the
operating principles of the Group, the actions required under
these landscaping obligations are continuously carried out as part
of production quarrying. Thus, no significant additional costs are
expected.

Adoption of IFRS
The Tulikivi Group will adopt IFRS reporting from the beginning of
2005. On 3 March 2005, the company will publish a separate
bulletin on the transition to IFRS as well as on the effects of
the transition on shareholders’ equity on 1 January 2004 and 31
December 2004 and on the result for 2004. The Group’s
shareholders’ equity on 31 December 2004 under IFRS does not
significantly deviate from the shareholders’ equity presented
under the current accounting principles.

The Board’s dividend proposal
The Board of Directors will propose to the Annual General Meeting
that will convene on 31 March 2005 that a dividend of EUR 0,23 per
share be paid for the Series A shares and EUR 0,22 per share for
the Series K shares, to a total of EUR 2,1 million.

Outlook for the future
In Finland, economic growth is expected to remain moderate. Growth
in the construction of single-family houses is ongoing. Economic
growth is slower in continental Europe. The company is improving
its distribution system in Germany; this is expected to have a
positive effect in the future. Growth is expected to continue in
the other export countries. The trend in the Group’s net sales and
earnings will remain positive at the annual level.

The order book at the end of the report period was EUR 5.4 million
(7.1), of which the Fireplace Business accounted for EUR 4.9
million (6.4) and the Architectural Stone Business for EUR 0.5
million (0.7).

CONSOLIDATED INCOME STATEMENT
ME                                 01-12/         01-12/   Change,
2004           2003         %
Net sales                            55.3           53.6       3.1
Change in inventories
of finished products                  0.5            0.4
Production for own use                0.8            0.4
Other operating income                0.5            0.5

Materials and external charges       16.0           14.9
Personnel expenses                   20.1           20.7

4(7)
Depreciation and value adjustments    4.3            4.1
Other operating expenses             11.7           11.0

Operating profit                      5.0            4.2      19.2
% of net sales                        9.1            7.9

Financial income and expenses        -0.1            0.1

Profit before extraordinary items     4.9            4.3      14.4
% of net sales                        8.8            7.9

Income taxes                          1.4            1.3

Profit for the year                   3.5            3.0      14.0

CONSOLIDATED BALANCE SHEET
ME                                12/2004        12/2003
Assets
Fixed assets and other non-
current investments
Intangible assets                     3.8            3.3
Goodwill                              0.3            0.6
Tangible assets
Land areas                            1.1            1.1
Buildings                             6.3            6.4
Machinery and equipment               8.3            8.8
Other tangible assets                                0.1
Investments                           0.1            0.1
Fixed assets and other non-current
investments total                    19.9           20.4
Current assets
Inventories                           7.5            7.0
Long term receivables
Deferred tax assets                   0.6            0.7
Current receivables
Trade receivables                     6.8            6.6
Other current receivables             1.1            0.5
Financial asset securities            0.7            0.7
Cash in hand and at banks             5.1            5.8
Total current assets                 21.8           21.3
Total assets                         41.7           41.7

Liabilities and shareholders´equity
Shareholders´equity
Capital stock                         6.2            6.2
Other shareholders´equity            17.0           18.2
Total shareholders´equity            23.2           24.4
Provisions                            0.2            0.1

Liabilities
Non-current liabilities
Deferred tax liabilities              0.5            0.7
Loans from credit institutions        6.1            5.0
Other non-current liabilities         0.4
Total non-current liabilities         7.0            5.7
Current liabilities
Loans from credit institutions        2.5            2.8
Account payables                      1.7            1.0
Other current liabilities             7.1            7.7
Total current liabilities            11.3           11.5
Total liabilities and
Shareholders´ equity                 41.7           41.7

Interest bearing liabilities          8.6            7.8
Advance received                      0.4            0.1

CASH FLOW STATEMENT                01-12/         01-12/
ME                                   2004           2003
Profit before extraordinary
items                                 4.9            4.3
Depreciation and other
adjustments                           4.5            4.1
Change in net working capital        -0.8            1.2
Financial items and taxes            -2.0           -1.4
Cash flow from operating activities   6.6            8.2

Investments in fixed assets          -3.7           -2.6
Investments in other investments     -0.1           -0.8
Proceeds from sale of fixed assets
and other changes in fixed assets     0.3            0.1
Net cash used in investing
activities                           -3.5           -3.3

Cash flow before financing
activities                            3.1            4.9

Long-term borrowing                   5.6
Repayment of long-term loans         -4.8           -2.1
Dividends paid                       -4.6           -4.2
Net cash flow from financing
activities                           -3.8           -6.3

Net increase (+)/decrease(-)
in cash and cash equivalents         -0.7           -1.4
Cash and cash equivalents at the
beginning of the period               5.8            7.2
Cash and cash equivalents at the
end of the period                     5.1            5.8

KEY RATIOS DESCRIBING ECONOMIC
DEVELOPMENT AND KEY INDICATORS PER SHARE

12/2004        12/2003
Order stock (December 31), ME         5.4            7.1
Gross investments, ME                 3.9            2.9
Gross investments, %/net sales        7.1            5.4
Average number of personnel           513            555
Number of personnel at the end
of year                               535            562
Earnings per share, Euro             0.38           0.34
Equity/share, Euro                   2.55           2.68
Solvency ratio, %                    56.1           58.7
Gearing, %                           12.1            5.5
Current ratio                         1.9            1.8
Return on capital employed           16.2           13.7
Average number of shares          9106385        9106385
Number of outstanding shares
on December 31                    9106385        9106385

CONTINGENT LIABILITIES
MEUR
012/2004        12/2003
Loans from credit institutions
and other non-current liabilities
for which mortgages and pledges
have been given                       7.6            6.0
Given mortgages and pledges          10.8            8.0
Other mortgages and pledges
given on behalf of own liabilities    1.7            1.7

Off-balance sheet financial instruments
The significance of off-balance sheet financial instruments is
minor.

QUARTERLY DEVELOPMENT OF THE GROUP
EUR million           Q4/   Q3/   Q2/   Q1/   Q4/   Q3/   Q2/  Q1/
2004  2004  2004  2004  2003  2003  2003 2003

Net sales            15.9  13.3  12.8  13.3  15.3  13.8  12.6 11.9
Operating profit      1.7   1.7   0.7   0.9   1.7   1.6   0.6  0.3
Result before extra-
ordinary items        1.7   1.6   0.7   0.9   1.8   1.6   0.6  0.3

QUARTERLY DEVELOPMENT OF BUSINESSES AREAS
EUR million
Q4/   Q3/   Q2/   Q1/   Q4/   Q3/   Q2/  Q1/
2004   2004  2004  2004  2003  2003  2003 2003
Fireplace business
Net sales            14.3  11.6  11.0  12.1  13.6  11.6  10.4  9.7
Result before extra-
ordinary items        1.7   1.5   0.7   1.1   1.9   2.1   0.7  0.5

Architectural stone business
Net sales             1.6   1.7   1.8   1.2   1.7   2.2   2.2  2.2
Result before extra-
ordinary items        0.0   0.1   0.0  -0.2  -0.1  -0.5  -0.1 -0.2

LARGEST SHAREHOLDERS ON 31 DECEMBER 2004
Name of shareholder                     Number of    Proportion of
shares       total vote
Vauhkonen Reijo                         1,038,977          24.4 %
Vauhkonen Heikki                          749,242          23.8 %
Vauhkonen Eliisa                          724,255           5.4 %
Virtaala Matti                            604,027          12.0 %
Mutual Pension Insurance Company
Ilmarinen                                 515,595           1.7 %
Mutanen Susanna                           449,375           7.3 %
Investment Fund Phoebus                   212,000           0.7 %
Vauhkonen Mikko                           200,175           3.6 %
Nuutinen Tarja                            168,635           3.5 %
Fondita Nordic Small Cap Placfond
163,100           0.5 %
Other shareholders                      4,281,004          17.1 %

The audit has not yet been performed.

The companies included in the Group are the parent company
Tulikivi Corporation, Kivia Oy, AWL-Marmori Oy and Tulikivi U.S.
Inc. Group companies include also Tulikivi Vertriebs GmbH and The
New Alberene Stone Company. Inc. which are dormant.

TULIKIVI CORPORATION

Board of directors

Distribution: Helsinki Stock Exchange
Central Media

Additional information: Tulikivi Corporation, 83900 Juuka, tel.
+358-13-68 11 11, www.tulikivi.com
– Chairman of the Board of Directors Matti Virtaala
– Managing Director Juha Sivonen

Tulikivi Corporation´s Financial Statements Release for
2004 will be published on February 7, 2005. Annual Report
will come out week 11. Annual General meeting will be
held on March 31, 2005.

The following interim reports will be published in 2005:
– January – March                   April 21
– January – June                    July 21
– January – September               October 21

TULIKIVI CORPORATION

Juha Sivonen
Managing Director

Distribution

Helsinki Stock Exchange
Central Media

The Tulikivi Group's profit before extraordinary items increased
clearly during the report period and amounted to 3.2 (2.5) MEUR.
The Group's net sales were 39.4 (38.3) MEUR. The net sales of the
Fireplace Business grew by about 10 %. Earnings per share were EUR
0.25 (0.20) and equity per share was EUR 2.42 (2.84).

Net sales and result

The Tulikivi Group’s net sales in the report period were EUR 39.4
million (38.3 million January-September 2003, out of which the net
sales of Kivia Oy, which was acquired in autumn 2003, account for
EUR 2.2 million. The Fireplace Business generated net sales of EUR
34.7 million (31.7 million) and the Architectural Stone Business
had net sales of EUR 4.7 million (6.6 million).

The share of aggregate net sales derived in Finland was EUR 20.5
million (20.8 million), or 51.9 (54.4) per cent. Exports yielded
net sales of EUR 18.9 million (17.5 million). The largest
countries for exports were Germany and Sweden.

The Group's profit before extraordinary items was EUR 3.2 million
(2.5 million). The Fireplace Business reported profit before
extraordinary items of EUR 3.3 million (3.3 million) in the period
under review. The Architectural Stone Business’ result before
extraordinary items turned to profit during the quarter now ended,
and in cumulative terms amounted to EUR –0.1 million (-0.8
million).

Earnings per share were EUR 0.25 (0.20). The taxes included in the
calculations are the taxes of the Group companies for the report
period.

Financing and investments

The Group's financial position is good. Cash flow from business
operations before investments was EUR 1.4 million (2.9 million).
The Group’s operating capital increased by EUR 4.2 million (1.3
million) in the report period. The equity ratio was 52.6 per cent
(62.3 per cent at the end of September 2003). The ratio of
interest-bearing net debt to shareholders’ equity was 32.3 (8.4)
per cent. The current ratio was 2.5 (2.4). Equity per share was
EUR 2.42 (2.84). Financial income during the report period

2(6)
amounted to EUR 0.1 million and financial expenses to EUR 0.2
million.

The Group's fixed assets investments amounted to EUR 2.6 million
(2.2 million). Investments primarily comprised machinery and
equipment and the opening of new quarries in Juuka and Kuhmo.

Trend in the Series A share price and share turnover

During the report period, 1,099,109 Tulikivi Corporation Series A
shares were traded on Helsinki Exchanges to a total value of EUR
7.4 million. The highest trading price of the share was EUR 8.20
and the lowest EUR 5.25. The closing rate for the report period
was EUR 6.50.

Own shares

The Board of Directors of Tulikivi Corporation has an
authorisation from the Annual General Meeting to both buy back and
transfer a maximum of 336,069 of the company’s Series A shares and
a maximum of 119,250 of the company’s Series K shares.

Adoption of IFRS

The Tulikivi Group will adopt IFRS reporting from the beginning of
2005. The change in the accounting principles is not expected to
have a significant effect on the balance sheet or result.

Outlook for the future

In Finland, construction of single-family houses and renovation
work remain robust. Demand is good in both the Fireplace Business
and the Architectural Stone Business. The Group’s net sales and
earnings are developing favourably over the full year.

The order book at the close of the report period was EUR 6.3
million (6.3 million), of which the Fireplace Business accounted
for EUR 5.3 million (5.3 million) and the Architectural Stone
Business for EUR 1.0 million (1.0 million).

CONSOLIDATED INCOME STATEMENT
MEUR                               01-09/  01-09/ Change,   01-12/
2004    2003       %     2003
Net sales                            39.4    38.3     2.9     53.6
Change in inventories
of finished products                  0.2     0.1              0.4
Production for own use                0.8     0.3              0.4
Other operating income                0.4     0.4              0.5

3(6)
Materials and external charges       11.5    11.0             14.9

Personnel expenses                   14.4    14.7             20.7
Depreciation and value adjustments    3.2     3.0              4.1
Other operating expenses              8.4     7.9             11.0

Operating profit                      3.3     2.5    32.4      4.2
% of net sales                        8.4     6.5              7.9

Financial income                      0.1     0.2             0.1
Financial expensens                   0.2     0.2

Profit before extraordinary
items                                 3.2     2.5    26.2      4.3
% of net sales                        8.0     6.6              7.9

Income taxes                          0.9     0.7              1.2

Profit for the period                 2.3     1.8    27.7      3.0

CONSOLIDATED BALANCE SHEET
MEUR                              09/2004 09/2003          12/2003
Assets
Fixed assets and other non-
current investments
Intangible assets                     3.5     3.0              3.3
Goodwill                              0.4     0.7              0.6
Tangible assets
Land areas                            1.1     1.1              1.1
Buildings                             6.2     6.9              6.4
Machinery and equipment               8.3     8.5              8.8
Other tangible assets                 0.1     0.1              0.1
Investments                           0.1     0.1              0.1
Fixed assets and other non-current
investments total                    19.7    20.4             20.4
Current assets
Inventories                           7.3     6.3              7.0
Long term receivables
Deferred tax assets                   0.6                      0.7
Current receivables
Trade receivables                     9.6     9.1              6.6
Other current receivables             0.9     1.8              0.5
Cash in hand and at banks             3.8     4.8              6.5
Total current assets                 22.2    22.0             21.3
Total assets                         41.9    42.4             41.7

Liabilities and shareholders´equity
Shareholders´equity
Capital stock                         6.2     6.2              6.2
Other shareholders´equity            15.9    19.6             18.2
Total shareholders´equity            22.1    25.8             24.4
4(6)
Provisions                            0.1                      0.1
Liabilities
Non-current liabilities

Deferred tax liabilities              0.6     0.9              0.7
Loans from credit institutions       10.3     6.4              5.0
Total non-current liabilities        10.9     7.3              5.7

Current liabilities
Loans from credit institutions        0.5     0.5              2.8
Account payables                      2.0     1.8              1.0
Advances received                                              0.1
Other current liabilities             6.3     7.0              7.6
Total current liabilities             8.8     9.3             11.5
Total liabilities and
shareholders´equity                  41.9    42.4             41.7

Interest bearing liabilities         10.9     7.0              7.9

CASH FLOW STATEMENT                01-09/  01-09/           01-12/
MEUR                                 2004    2003             2003
Profit before extraordinary
items                                 3.2     2.5              4.3
Depreciation and other
adjustments                           3.2     2.9              4.1
Change in net working capital        -4.2    -1.3              1.2
Financial items and taxes            -0.8    -1.2             -1.4
Cash flow from operating activities   1.4     2.9              8.2

Investments in fixed assets          -2.5    -2.2             -2.8
Proceeds from sale of fixed assets
and other changes in fixed assets                              0.2
Net cash used in investing
activities                           -2.5    -2.2             -2.6

Cash flow before financing
activities                           -1.1     0.7              5.6

Long-term borrowing                   5.6
Repayment of long-term loans         -2.5    -1.2             -2.1
Dividens paid                        -4.6    -1.9             -4.2
Net cash flow from financing
activities                           -1.5    -3.1             -6.3

Net increase (+)/decrease(-)
in cash and cash aquivalents         -2.7    -2.4             -0.7

Cash equivalents at the
beginning of the period               6.5     7.2              7.2
Cash equivalents at the
end of the period                     3.8     4.8              6.5

5(6)
KEY RATIOS DESCRIBING ECONOMIC
DEVELOPMENT AND KEY INDICATORS PER SHARE
09/2004 09/2003          12/2003
Order stock (30.9.), MEUR             6.3     6.3              7.2
Gross investments, MEUR               2.6     2.2              2.9
Gross investments,%/net sales         6.6     5.8              5.4
Average number of personnel           508     568              555

Earnings per share, Euro             0.25    0.20             0.34
Equity/share, Euro                   2.42    2.84             2.68
Solvency ratio, %                    52.6    62.3             58.7
Gearing, %                           32.3     8.4              5.5
Current ratio                         2.5     2.4              1.9
Average number of shares          9106385 9106385          9106385
Number of shares on Sept. 30      9106385 9106385          9106385

The number of shares for the comparison year has been multiplied
by five due to the split carried out in December 2003.

CONTINGENT LIABILITIES
MEUR
09/2004 09/2003          12/2003
Loans from credit institutions
and other non-current liabilities
for which mortgages and pledges
have been given                       9.7     4.7              6.0
Given mortgages and pledges          13.0     6.7              8.0
Other mortgages and pledges
given on behalf of own liabilities    1.7     1.3              1.7

Environmental commitments
On the basis of mining act and environmental legislation Tulikivi
Corporation has landscaping commitments.  The amount of the
commitments can not at the time being be reliably estimated, but
it is not expected to be remarkable.

Off-balance sheet financial instruments
The significance of off-balance sheet financial instruments is
minor.

Group quarterly development
MEUR                        Q3/   Q2/   Q1/   Q4/   Q3/   Q2/  Q1/
2004  2004  2004  2003  2003  2003 2003

Net sales                  13.3  12.8  13.3  15.3  13.8  12.6 11.9
Operating income            1.7   0.7   0.9   1.7   1.6   0.6  0.3
Result before
taxes                       1.6   0.7   0.9   1.8   1.6   0.6  0.3

6(6)
Quarterly development of business areas
MEUR
Q3/   Q2/   Q1/   Q4/   Q3/   Q2/  Q1/
2004  2004 2004   2003  2003  2003 2003
Fireplace business
Net sales                  11.6  11.0  12.1  13.6  11.6  10.4  9.7
Result before extraordinary
items                       1.5   0.7   1.1   1.9   2.1   0.7  0.5

Architectural stone business
Net sales                   1.7   1.8   1.2   1.7   2.2   2.2  2.2
Result before extraordinary
items                       0.1     0  -0.2  -0.1  -0.5  -0.1 -0.2

LARGEST SHAREHOLDERS ON 30 SEPTEMBER 2004
Name of shareholder                     Number of    Proportion of
shares       total vote
Vauhkonen Reijo                         1,038,977           24.4 %
Vauhkonen Heikki                          749,242           23.8 %
Vauhkonen Eliisa                          724,255            5.4 %
Virtaala Matti                            604,027           12.0 %
Mutual Pension Insurance
Company Ilmarinen                         515,595            1.7 %
Mutanen Susanna                           449,375            7.3 %
Vauhkonen Mikko                           200,175            3.6 %
Nuutinen Tarja                            168,635            3.5 %
The Finnish Cultural Foundation           110,000            1.1 %
Laakkonen Reino                            25,000            0.8 %
Sivonen Juha                               25,000            0.8 %
Other shareholders                      4,496,104           15.6 %

The interim report has not been audited.

The companies included in the Group are the parent company
Tulikivi Corporation, Kivia Oy, Tulikivi U.S. Inc. and AWL-Marmori
Oy. Group companies include also Tulikivi Vertriebs GmbH and The
New Alberene Stone Company, Inc., which are dormant.

TULIKIVI CORPORATION

Board of directors
Matti Virtaala,  Chairman of the Board

Distribution: Helsinki Stock Exchange
Central Media
Additional information: Tulikivi Corporation, 83900 Juuka, tel.,
+358-13-68 11 11, 
www.tulikivi.com
- Chairman of the Board of Directors Matti Virtaala
- Managing Director Juha Sivonen

*Profit before extraordinary items and taxes improved
significantly during the report period and amounted to EUR 1.6
million (EUR 0.9 million in January-June 2003).
* The Group’s net sales in the report period were EUR 26.1 million
(24.5 million). The net sales of the Fireplace Business grew by
about 15%.
* Earnings per share were EUR 0.12 (0.07) and equity per share was
EUR 2.29 (2.71).

Net sales and result

The Tulikivi Group’s net sales in the report period were EUR 26.1
million (24.5 million). The Fireplace Business generated net sales
of EUR 23.1 million (20.1 million) and the Architectural Stone
Business had net sales of EUR 3.0 million (4.4 million). The share
of aggregate net sales derived in Finland was EUR 13.2 million
(13.4 million), or 50.7 (54.8) per cent. Exports yielded net sales
of EUR 12.9 million (11.1 million). The largest countries for
exports were Germany and Sweden.

The Group's profit before extraordinary items was EUR 1.6 million
(0.9 million). The Fireplace Business reported profit before
extraordinary items of EUR 1.8 million (1.2 million). The result
of the Architectural Stone Business was negative EUR 0.2 million (-
0.2 million).

Earnings per share were EUR 0.12 (0.07). The taxes included in the
calculations are the taxes of the Group companies for the reported
period. All deferred tax liabilities and assets have been
calculated in accordance with the 26 % tax base that will come
into force in 2005.  The total effect on taxes of the change in
the tax base has been slight.

Financing and investments

The Group's financial position is good. Cash flow from business
operations before investments was EUR 0.1 million (1.4 million).
The Group’s operating capital increased by EUR 3.0 million (0.5
million) in the report period. The increase was mainly due to
higher trade receivables and inventories.

The equity ratio was 49.6 per cent (60.1 per cent at the end of
June 2003). The ratio of interest-bearing net debt to
shareholders’ equity was 35.8 per cent (11.4). The net increase in
interest-bearing liabilities during the report period was EUR 4.3

2(6)
million. The current ratio was 2.2 (2.2). Financial income and
expenses resulted in a net gain of just under EUR 0.1 million in
the report period. Equity per share was EUR 2.29 (2.71).

The Group's fixed assets investments amounted to EUR 1.5 million
(1.3 million). Investments comprised machinery and equipment and
the opening of new quarries in Juuka and Kuhmo.

Trend in the Series A share price and share turnover

During the report period, 908,034 Tulikivi Corporation Series A
shares were traded on Helsinki Exchanges to a total value of EUR
6.1 million. The highest trading price of the share was EUR 8.20
and the lowest EUR 5.25. The closing rate for the report period
was EUR 7.00.

Own shares

The Board of Directors of Tulikivi Corporation has an
authorisation from the Annual General Meeting to both buy back and
transfer a maximum of 336,069 of the company’s Series A shares and
a maximum of 119,250 of the company’s Series K shares.

Adoption of IFRS

The Tulikivi Group will adopt IFRS reporting from the beginning of
2005. The change in the accounting principles is not expected to
have a significant effect on the balance sheet or result.

Outlook for the future

In Finland, construction of single-family houses and renovation
work remain robust. Demand is good in both the Fireplace Business
and the Architectural Stone Business. The Group’s net sales and
earnings are developing favourably over the full year.

The order book at the close of the report period was EUR 6.7
million (7.2 million), of which the Fireplace Business accounted
for EUR 4.9 million (5.3 million) and the Architectural Stone
Business for EUR 1.8 million (1.9 million).

CONSOLIDATED INCOME STATEMENT
MEUR                               01-06/  01-06/ Change,   01-12/
2004    2003       %     2003
Net sales                            26.1    24.5     6,6     53.6
Change in inventories
of finished products                  1.1     0.5              0.4
Production for own use                0.5     0.1              0.4
Other operating income                0.3     0.2              0.5

Materials and external charges        8.0     7.4             14.9
3(6)
Personnel expenses                   10.2     9.7             20.7
Depreciation and value adjustments    2.1     1.9              4.1
Other operating expenses              6.1     5.4             11.0

Operating profit                      1.6     0.9    71.6      4.2
% of net sales                        6.1     3.8              7.9

Financial income and expensens          .       .              0.1

Profit before extraordinary
items                                 1.6     0.9    76.6      4.3
% of net sales                        6.0     3.6              7.9

Income taxes                          0.5     0.3              1.2

Profit for the period                 1.1     0.6    68.9      3.0

CONSOLIDATED BALANCE SHEET
MEUR                              06/2004 06/2003          12/2003
Assets
Fixed assets and other non-
current investments
Intangible assets                     3.5     3.0              3.3
Goodwill                              0.5     0.9              0.6
Tangible assets
Land areas                            1.1     1.1              1.1
Buildings                             6.1     7.0              6.4
Machinery and equipment               8.4     8.4              8.8
Other tangible assets                 0.1     0.1              0.1
Investments                           0.1     0.1              0.1
Fixed assets and other non-current
investments total                    19.8    20.6             20.4
Current assets
Inventories                           8.1     6.8              7.0
Long term receivables
Deferred tax assets                   0.6                      0.7
Current receivables
Trade receivables                     7.6     7.1              6.6
Other current receivables             1.4     2.4              0.5
Cash in hand and at banks             4.6     4.8              6.5
Total current assets                 22.3    21.1             21.3
Total assets                         42.1    41.7             41.7

Liabilities and shareholders´equity
Shareholders´equity
Capital stock                         6.2     6.2              6.2
Other shareholders´equity            14.7    18.5             18.2
Total shareholders´equity            20.9    24.7             24.4
Provisions                            0.1                      0.1
Liabilities
Non-current liabilities
4(6)
Deferred tax liabilities              0.6     0.9              0.7
Loans from credit institutions       10.6     6.4              5.0
Other non-current liabilities                 0.1
Total non-current liabilities        11.2     7.4              5.7

Current liabilities
Loans from credit institutions        1.4     1.2              2.8
Account payables                      2.2     1.9              1.0
Advances received                     0.1     0.7              0.1
Other current liabilities             6.2     5.8              7.6
Total current liabilities             9.9     9.6             11.5
Total liabilities and
shareholders´equity                  42.1    41.7             41.7

Interest bearing liabilities         12.1     7.6              7.9

CASH FLOW STATEMENT                01-06/  01-06/           01-12/
MEUR                                 2004    2003             2003
Profit before extraordinary
items                                 1.6     0.9              4.3
Depreciation and other
adjustments                           2.1     1.9              4.1
Change in net working capital        -3.0    -0.5              1.2
Financial items and taxes            -0.7    -0.9             -1.4
Cash flow from operating activities   0.1     1.4              8.2

Investments in fixed assets          -1.5    -1.3             -2.8
Proceeds from sale of fixed assets
and other changes in fixed assets    -0.1                      0.2
Net cash used in investing
activities                           -1.6    -1.3             -2.6

Cash flow before financing
activities                           -1.5     0.1              5.6

Long-term borrowing                   5.6
Repayment of long-term loans         -1.4    -0.7             -2.1
Dividens paid                        -4.6    -1.9             -4.2
Net cash flow from financing
activities                           -0.4    -2.6             -6.3

Net increase (+)/decrease(-)
in cash and cash aquivalents         -1.9    -2.5             -0.7

Cash equivalents at the
beginning of the period               6.5     7.2              7.2
Cash equivalents at the
end of the period                     4.6     4.7              6.5

5(6)
KEY RATIOS DESCRIBING ECONOMIC
DEVELOPMENT AND KEY INDICATORS PER SHARE

06/2004 06/2003          12/2003
Order stock (30.6), MEUR              6.7     7.2              7.2
Gross investments, MEUR               1.5     1.3              2.9
Gross investments,%/net sales         5.7     5.3              5.4
Average number of personnel           542     537              555

Earnings per share, Euro             0.12    0.07             0.34
Equity/share, Euro                   2.29    2.71             2.68
Solvency ratio, %                    49.6    60.1             58.7
Gearing, %                           35.8    11.4              5.5
Current ratio                         2.2     2.2              1.9
Average number of shares          9106385 9106385          9106385
Number of shares on June 30       9106385 9106385          9106385

The number of shares for the comparison year has been multiplied
by five due to the split carried out in December 2003.

CONTINGENT LIABILITIES
MEUR
06/2004 06/2003          12/2003
Loans from credit institutions
and other non-current liabilities
for which mortgages and pledges
have been given                      10.6     5.1              6.0
Given mortgages and pledges          13.4     6.7              8.0
Other mortgages and pledges
given on behalf of own liabilities    1.7     1.3              1.7

Environmental commitments
On the basis of mining act and environmental legislation Tulikivi
Corporation has landscaping commitments.  The amount of the
commitments can not at the time being be reliably estimated, but
it is not expected to be remarkable.

Off-balance sheet financial instruments
The significance of off-balance sheet financial instruments is
minor.

Group quarterly development
MEUR                              Q2/   Q1/   Q4/   Q3/   Q2/  Q1/
2004  2004  2003  2003  2003 2003

Net sales                        12.8  13.3  15.3  13.8  12.6 11.9
Operating income                  0.7   0.9   1.7   1.6   0.6  0.3
Result before
taxes                             0.7   0.9   1.8   1.6   0.6  0.3
6(6)
Quarterly development of business areas
MEUR
Q2/   Q1/   Q4/   Q3/   Q2/  Q1/
2004 2004   2003  2003  2003 2003
Fireplace business
Net sales                        11.0  12.1  13.6  11.6  10.4  9.7
Result before extraordinary items 0.7   1.1   1.9   2.1   0.7  0.5

Architectural stone business
Net sales                         1.8   1.2   1.7   2.2   2.2  2.2
Result before extraordinary items   0  -0.2  -0.1  -0.5  -0.1 -0.2

LARGEST SHAREHOLDERS ON 30 JUNE 2004
Name of shareholder                     Number of    Proportion of
shares       total vote

Vauhkonen Reijo                         1,038,977           24.4 %
Vauhkonen Heikki                          749,242           23.8 %
Vauhkonen Eliisa                          724,255            5.4 %
Virtaala Matti                            604,027           12.0 %
Mutual Pension Insurance
Company Ilmarinen                         515,595            1.7 %
Mutanen Susanna                           449,375            7.3 %
Vauhkonen Mikko                           200,175            3.6 %
Nuutinen Tarja                            168,635            3.5 %
The Finnish Cultural Foundation           110,000            1.1 %
Juha Sivonen                               25,000            0,8 %
Other shareholders                      4,521,104           16.4 %

The interim report has not been audited.

The companies included in the Group are the parent company
Tulikivi Corporation, Kivia Oy, Tulikivi U.S. Inc. and AWL-Marmori
Oy. Group companies include also Tulikivi Vertriebs GmbH and The
New Alberene Stone Company, Inc., which are dormant.

TULIKIVI CORPORATION

Board of directors

Distribution: Helsinki Stock Exchange
Central Media

Additional information: Tulikivi Corporation, 83900 Juuka, tel.,
+358-13-68 11 11, 
www.tulikivi.com
- Chairman of the Board of Directors Matti Virtaala
- Managing Director Juha Sivonen

GIVEN GUARANTEES, CONTINGENT LIABILITIES
AND OTHER COMMITMENTS
ME
03/2004 03/2003          12/2003
Loans from credit institutions
and other non-current liabilities
for which mortgages have been given   5.6     5.2              6.0
Given mortgages                       8.0     6.7              8.0
Other mortgages and pledges
given on behalf of own liabilities    1.7     1.3              1.7

Environmental commitments
On the basis of mining act and environmental legislation Tulikivi
Corporation has landscaping commitments. The amount of the
commitments can not at the time being be reliably estimated.

Off-balance sheet financial instruments
The significance of off-balance sheet financial instruments is
minor.

Group quarterly development
EUR million                             Q1/   Q4/   Q3/   Q2/  Q1/
2004  2003  2003  2003 2003

Net sales                              13.3  15.3  13.8  12.6 11.9
Operating income                        0.9   1.7   1.6   0.6  0.3
Result before taxes                           0.9   1.8   1.6  0.6
0.3

Quarterly development of business areas
EUR million
Q3/   Q4/   Q3/   Q2/  Q1/
2004   2003  2003  2003 2003
Fireplace business
Net sales                              12.1  13.6  11.6  10.4  9.7
Result before extraordinary items       1.1   1.9   2.1   0.7  0.5
Architectural stone business
Net sales                               1.2   1.7   2.2   2.2  2.2
Result before extraordinary items      -0.2  -0.1  -0.5  -0.1 -0.2

LARGEST SHAREHOLDERS ON 31 MARCH 2004
Name of shareholder                              Number of
Portion of
shares       total vote

Vauhkonen Reijo                         1,038,365           24.4 %
Vauhkonen Heikki                          748,630           23.8 %
Vauhkonen Eliisa                          724,755            5.4 %
Virtaala Matti                            603,415           12.0 %
Mutual Pension Insurance
Company Ilmarinen                         515,595            1.7 %
7(7)
Mutanen Susanna                           449,375            7.3 %
Vauhkonen Mikko                           200,175            3.6 %
Nuutinen Tarja                            168,635            3.5 %
Investments fund Phoebus                  197,500            0.6 %
Fondita Nordic Small Cap
Placfond                                  168,100            0.5 %
Other shareholders                      4,291,840           17,2 %

The interim report has not been audited.

The companies included in the Group are the parent company
Tulikivi Corporation, Kivia Oy, Tulikivi U.S. Inc. and AWL-
Marmori. Group companies include also Tulikivi Vertriebs GmbH and
The New Alberene Stone Company, Inc., which are dormant.

TULIKIVI CORPORATION

Board of directors

Distribution: Helsinki Stock Exchange
Central Media

Additional information: Tulikivi Corporation, 83900 Juuka, tel.,
+358-13-68 11 11, 
www.tulikivi.com
- Chairman of the Board of Directors Matti Virtaala
- Managing Director Juha Sivonen

The Tulikivi Group’s net sales in the report period grew by 12.5 %
to EUR 13.3 million (11.9 million in January-March 2003).
Profit before extraordinary items and taxes increased and was EUR
0.9 million (0.3 million). Earnings per share were EUR 0.07 (0.02)
and equity per share was EUR 2.24 (2.66).

Net sales and result

The Tulikivi Group’s net sales in the report period were EUR 13.3
million (11.9 million). The Fireplace Business generated net sales
of EUR 12.1 million (9.7 million) and the Architectural Stone
Business had net sales of EUR 1.2 million (2.2 million). The share
of aggregate net sales derived in Finland was EUR 6.9 million (6.9
million), or 51.7 (58.3) per cent. Exports yielded total net sales
of EUR 6.4 million (5.0 million). The largest countries for
exports were Germany and Sweden.

The Group's profit before extraordinary items was EUR 0.9 million
(0.3 million). The improvement in earnings was due not only to the
growth in net sales but also to the restructuring measures that
were carried out in 2003.  The Fireplace Business reported profit
before extraordinary items of EUR 1.1 million (0.5 million). The
result of the Architectural Stone Business was negative EUR 0.2
million (-0.2 million).
Kivia Oy, which was acquired in autumn 2003, had net sales in the
report period of EUR 0.7 million and a positive result.

Earnings per share were EUR 0.07 (0.02). As income taxes have been
reported taxes relating to the group companies profit for the
report period.

Financing and investments

The Group's financial position is good. Cash flow from business
operations before investments was EUR 1.6 million negative (0.6
million). The Group’s net working capital increased by EUR 3.4
million (0.3 million) in the report period. The increase was due
to higher trade receivables, prepayments and  inventories.
The equity ratio was 48.4 per cent (55.6 per cent at the end of
March 2003). The dividend to be paid for the previous year has
been subtracted from shareholders’ equity and it is stated as a
corresponding increase in other current liabilities. The ratio of
interest-bearing net debt to shareholders’ equity, or gearing, was
18.1 per cent (3.3). The current ratio was 1.4 (1.9).
Financial income and expenses resulted in a net gain of just under
EUR 0.1 million in the report period.

2(7)
Equity per share was EUR 2.24 (2.66).

The Group's fixed assets investments amounted to EUR 0.7 million
(0.4 million). Investments consisted mainly of equipment and
software and opening of new quarries in Juuka and Kuhmo.

Price development and trade volume of A-share

During the report period, 608,582 Tulikivi Corporation A-shares
were traded on Helsinki Exchanges to a total value of EUR 3.9
million. The highest trading price of the share was EUR 8.02 and
the lowest EUR 5.25. The closing rate for the report period was
EUR 7.55.

Resolutions of the Annual General Meeting

Dividend distribution and administrative bodies

The Annual General Meeting of Tulikivi Corporation on 20 April
2004 resolved to pay a dividend, in accordance with the Board of
Directors’ proposal, of EUR 0.51 on A-shares and EUR 0.50 on K-
shares, or a total of EUR 4.6 million.

The following members were elected to the Board of Directors of
the parent company and the operating subsidiaries: Bishop
Ambrosius, Juhani Erma, Eero Makkonen, Aimo Paukkonen, Heikki
Vauhkonen, Reijo Vauhkonen and Matti Virtaala. From amongst its
members, the Board of Directors elected Matti Virtaala chairman
and Reijo Vauhkonen vice chairman.
Authorized Public Accountants PricewaterhouseCoopers Oy of
Helsinki were elected the company’s auditor.

Authorization to buy back and transfer the company’s own shares

The Annual General Meeting granted the Board of Directors an
authorization to buy back the company’s own shares (treasury
shares). The treasury shares will be purchased with the aim of
developing the company’s capital structure and for use as
consideration in acquisitions or other structural arrangements in
the manner and to the extent decided by the Board of Directors.
Similarly, the Annual General Meeting granted the Board of
Directors an authorization to transfer the treasury shares. The
shares can be transferred as consideration in acquisitions or they
can be used in other structural arrangements in the manner and to
the extent decided by the Board of Directors. The Board of
Directors can also decide to sell A-shares in public trading on
Helsinki Exchanges in order to obtain funds for possible
acquisitions or to finance capital expenditures. The Board of
Directors can furthermore propose that the shares be cancelled by
lowering the share capital. No more than a total of 336,069 A-
3(7)
shares and no more than a total of 119,250 K-shares will be bought
back. The company’s A-shares will be purchased in public trading
on Helsinki Exchanges and the K-shares as a rule by making a
tender offer to Series K shareholders in proportion to their
holdings.

Outlook for the future

In Finland, construction of single-family houses and renovation
work will remain robust.
In Continental Europe the upswing in the business cycle will
unfold more slowly than was previously anticipated.
All in all, demand for Tulikivi’s products is expected to be good.
The Group’s net sales and earnings are set to develop favourably
over the full year.

The order stock at the end of the report period was EUR 6.9
million (6.9 million), of which the Fireplace Business accounted
for EUR 5.2 million (5.1 million) and the Architectural Stone
Business for EUR 1.7 million (1.8 million).

CONSOLIDATED INCOME STATEMENT
ME                                 01-03/  01-03/ Change,   01-12/
2004    2003       %     2003
Net sales                            13.3    11.9    12.5     53.6
Change in inventories
of finished products                  0.2     0.1              0.4
Production for own use                0.3                      0.4
Other operating income                0.2     0.1              0.5

Materials and external charges        4.2     3.6             14.9
Personnel expenses                    5.1     4.6             20.9
Depreciation and value adjustments    1.0     0.9              4.1
Other operating expenses              2.8     2.7             10.8

Operating profit                      0.9     0.3   235.9      4.2
% of net sales                        7.1     2.4              7.9

Financial income and expensens          .       .              0.1

Profit before extraordinary
items                                 0.9     0.3   264.1      4.3
% of net sales                        6.8     2.1              7.9

Income taxes                          0.3     0.1              1.2

Profit for the period                 0.6     0.2   207.9      3.0

4(7)
CONSOLIDATED BALANCE SHEET
ME                                03/2004 03/2003          12/2003
Assets
Fixed assets and other non-
current investments
Intangible assets                     3.4     2.8              3.3
Goodwill                              0.6     1.0              0.6
Tangible assets
Land areas                            1.1     1.1              1.1
Buildings                             6.2     7.1              6.4
Machinery and equipment               8.5     8.4              8.8
Other tangible assets                 0.2     0.1              0.1
Investments                           0.1     0.1              0.1
Fixed assets and other non-current
investments total                    20.1    20.6             20.4
Current assets
Inventories                           7.3     6.5              6.9
Long term receivables
Deferred tax assets                   0.7                      0.7
Current receivables
Trade receivables                     8.7     7.9              6.6
Other current receivables             2.0     1.9              0.6
Cash in hand and at banks             3.4     7.2              6.5
Total current assets                 22.1    23.5             21.3
Total assets                         42.2    44.1             41.7

Liabilities and shareholders´equity
Shareholders´equity
Capital stock                         6.2     6.2              6.2
Other shareholders´equity            14.2    18.1             18.2
Total shareholders´equity            20.4    24.3             24.4
Provisions                            0.1                      0.1
Liabilities
Non-current liabilities
Deferred tax liabilities              0.7     0.9              0.7
Loans from credit institutions        5.0     6.4              5.0
Other non-current liabilities                 0.1
Total non-current liabilities         5.7     7.4              5.7
Current liabilities
Loans from credit institutions        2.0     1.6              2.8
Account payables                      1.9     2.2              1.0
Other current liabilities            12.1     8.6              7.7
Total current liabilities            16.0    12.4             11.5
Total liabilities and
shareholders´equity                  42.2    44.1             41.7

Interest bearing liabilities          7.1     8.0              7.8

5(7)
CASH FLOW STATEMENT                01-03/  01-03/           01-12/
ME                                   2004    2003             2003
Profit before extraordinary
items                                 0.9     0.3              4.3
Depreciation and other
adjustments                           1.1     0.9              4.1
Change in net working capital        -3.4    -0.3              1.2
Financial items and taxes            -0.2    -0.3             -1.4
Cash flow from operating activities  -1.6     0.6              8.2

Investments in fixed assets          -0.7    -0.4             -2.8
Proceeds from sale of fixed assets
and other changes in fixed assets               .              0.2
Net cash used in investing
activities                           -0.7    -0.4             -2.6

Cash flow before financing
activities                           -2.3     0.2              5.6

Repayment of long-term loans         -0.8    -0.2             -2.1
Dividens paid                                                 -4.2
Net cash flow from financing
activities                           -0.8    -0.2             -6.3

Net increase (+)/decrease(-)
in cash and cash aquivalents         -3.1       0             -0.7

Cash equivalents at the
beginning of the period               6.5     7.2              7.2
Cash equivalents at the
end of the period                     3.4     7.2              6.5

KEY RATIOS DESCRIBING ECONOMIC
DEVELOPMENT AND KEY INDICATORS PER SHARE
03/2004 03/2003          12/2003
Order stock (31.3), ME                6.9     6.9              7.2
Gross investments, ME                 0.7     0.4              2.9
Gross investments,%/net sales         5.1     3.4              5.4
Average number of personnel           545     517              555
Average number of personnel
at the end of period                  541     540              562
Earnings per share, Euro             0.07    0.02             0.34
Equity/share, Euro                   2.24    2.66             2.68
Solvency ratio, %                    48.4    55.6             58.7
Gearing, %                           18.1     3.3              5.5
Current ratio                         1.4     1.9              1.9
Average number of shares          9106385 9106385          9106385
Number of shares at the end
of period                         9106385 9106385          9106385

6(7)

GIVEN GUARANTEES, CONTINGENT LIABILITIES
AND OTHER COMMITMENTS
ME
03/2004 03/2003          12/2003
Loans from credit institutions
and other non-current liabilities
for which mortgages have been given   5.6     5.2              6.0
Given mortgages                       8.0     6.7              8.0
Other mortgages and pledges
given on behalf of own liabilities    1.7     1.3              1.7

Environmental commitments
On the basis of mining act and environmental legislation Tulikivi
Corporation has landscaping commitments. The amount of the
commitments can not at the time being be reliably estimated.

Off-balance sheet financial instruments
The significance of off-balance sheet financial instruments is
minor.

Group quarterly development
EUR million                             Q1/   Q4/   Q3/   Q2/  Q1/
2004  2003  2003  2003 2003

Net sales                              13.3  15.3  13.8  12.6 11.9
Operating income                        0.9   1.7   1.6   0.6  0.3
Result before taxes                           0.9   1.8   1.6  0.6
0.3

Quarterly development of business areas
EUR million
Q3/   Q4/   Q3/   Q2/  Q1/
2004   2003  2003  2003 2003
Fireplace business
Net sales                              12.1  13.6  11.6  10.4  9.7
Result before extraordinary items       1.1   1.9   2.1   0.7  0.5
Architectural stone business
Net sales                               1.2   1.7   2.2   2.2  2.2
Result before extraordinary items      -0.2  -0.1  -0.5  -0.1 -0.2

LARGEST SHAREHOLDERS ON 31 MARCH 2004
Name of shareholder                              Number of
Portion of
shares       total vote

Vauhkonen Reijo                         1,038,365           24.4 %
Vauhkonen Heikki                          748,630           23.8 %
Vauhkonen Eliisa                          724,755            5.4 %
Virtaala Matti                            603,415           12.0 %
Mutual Pension Insurance
Company Ilmarinen                         515,595            1.7 %
7(7)
Mutanen Susanna                           449,375            7.3 %
Vauhkonen Mikko                           200,175            3.6 %
Nuutinen Tarja                            168,635            3.5 %
Investments fund Phoebus                  197,500            0.6 %
Fondita Nordic Small Cap
Placfond                                  168,100            0.5 %
Other shareholders                      4,291,840           17,2 %

The interim report has not been audited.

The companies included in the Group are the parent company
Tulikivi Corporation, Kivia Oy, Tulikivi U.S. Inc. and AWL-
Marmori. Group companies include also Tulikivi Vertriebs GmbH and
The New Alberene Stone Company, Inc., which are dormant.

TULIKIVI CORPORATION

Board of directors

Distribution: Helsinki Stock Exchange
Central Media

Additional information: Tulikivi Corporation, 83900 Juuka, tel.,
+358-13-68 11 11, www.tulikivi.com
- Chairman of the Board of Directors Matti Virtaala
- Managing Director Juha Sivonen

* In the Nunnanlahti district of Juuka, Tulikivi Corporation has found a major new deposit of soapstone.
* Thanks to the deposit, the company now possesses soapstone reserves for about 65 years.

The new deposit of soapstone found in Juuka is of good quality and is suitable for present products and new products that are in the planning stage. The estimated extent of the deposit is 2,000,000 cross cubic metres and it is Tulikivi Corporation’s most important find in Nunnanlahti for 15 years. Work on ascertaining the quality and extent of the deposit is continuing.

Tulikivi Corporation’s strategic objective is for the company continually to have soapstone reserves that will suffice for over 50 years. Tulikivi Corporation now possesses soapstone reserves for about 65 years. The adequacy of the stone supply is measured in years of use at the present volume. Ensuring a sufficient supply of raw material depends not only on the continuous exploration of new deposits but also on the precise use of stone and development projects connected with it.

The exploration of stone reserves is a long-term and ongoing operation. Tulikivi Corporation invests over 500,000 euros a year on exploratory drillings and test quarrying. Each year the company conducts 3-6 kilometres of drillings in different areas in Juuka, Kuhmo and Suomussalmi. Apart from the investments, use of the stone is enhanced through continuous development of products and production technology.

TULIKIVI CORPORATION

Juha Sivonen
Managing Director

Additional information:
– Tulikivi Corporation, 83900 Juuka, tel. +358-13-681 111, www.tulikivi.com
– Matti Virtaala, Chairman of the Board
– Juha Sivonen, Managing Director

Distribution: – Helsinki Exchanges, – Central media